▼ 0.50% · 3.625%
HK$3,944
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$125/mo
Today · 4.125%
HK$4,192
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$255/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$8,384/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$119/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$244/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,339
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,474
−HK$137/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$280/mo
Deposit HK$778K · loan HK$951K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$132/mo
Today · 4.125%
HK$5,088
baseline
▲ 0.50% · 4.625%
HK$5,356
+HK$268/mo
Deposit HK$778K · loan HK$951K · min. income ≈ HK$10,176/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$150/mo
Today · 4.125%
HK$5,030
baseline
▲ 0.50% · 4.625%
HK$5,336
+HK$306/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$10,060/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,407
−HK$143/mo
Today · 4.125%
HK$5,550
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$293/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$11,100/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,128
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$162/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,781
+HK$332/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,857
−HK$156/mo
Today · 4.125%
HK$6,013
baseline
▲ 0.50% · 4.625%
HK$6,329
+HK$316/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$12,026/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,522
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,694
−HK$174/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,225
+HK$357/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,143
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,308
−HK$167/mo
Today · 4.125%
HK$6,475
baseline
▲ 0.50% · 4.625%
HK$6,816
+HK$341/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,950/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$187/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,670
+HK$383/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,582
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,758
−HK$180/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,303
+HK$365/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,311
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,507
−HK$200/mo
Today · 4.125%
HK$6,707
baseline
▲ 0.50% · 4.625%
HK$7,115
+HK$408/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$13,414/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,021
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,209
−HK$191/mo
Today · 4.125%
HK$7,400
baseline
▲ 0.50% · 4.625%
HK$7,790
+HK$390/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$14,800/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,705
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,914
−HK$212/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,559
+HK$433/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,459
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,660
−HK$203/mo
Today · 4.125%
HK$7,863
baseline
▲ 0.50% · 4.625%
HK$8,277
+HK$414/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,726/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,100
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,320
−HK$225/mo
Today · 4.125%
HK$7,545
baseline
▲ 0.50% · 4.625%
HK$8,004
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,090/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,898
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,110
−HK$215/mo
Today · 4.125%
HK$8,325
baseline
▲ 0.50% · 4.625%
HK$8,764
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,650/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).