▼ 0.50% · 3.625%
HK$3,966
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$125/mo
Today · 4.125%
HK$4,215
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$256/mo
Deposit HK$870K · loan HK$870K · min. income ≈ HK$8,430/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,531
−HK$120/mo
Today · 4.125%
HK$4,651
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$245/mo
Deposit HK$870K · loan HK$870K · min. income ≈ HK$9,302/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$137/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$283/mo
Deposit HK$783K · loan HK$957K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$132/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$270/mo
Deposit HK$783K · loan HK$957K · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$150/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$308/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,437
−HK$144/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$294/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,156
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$163/mo
Today · 4.125%
HK$5,479
baseline
▲ 0.50% · 4.625%
HK$5,813
+HK$334/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$10,958/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,736
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,890
−HK$156/mo
Today · 4.125%
HK$6,046
baseline
▲ 0.50% · 4.625%
HK$6,365
+HK$319/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$12,092/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,553
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$176/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,260
+HK$359/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,177
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,343
−HK$168/mo
Today · 4.125%
HK$6,511
baseline
▲ 0.50% · 4.625%
HK$6,854
+HK$343/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$13,022/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$188/mo
Today · 4.125%
HK$6,322
baseline
▲ 0.50% · 4.625%
HK$6,707
+HK$385/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$12,644/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,619
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,796
−HK$180/mo
Today · 4.125%
HK$6,976
baseline
▲ 0.50% · 4.625%
HK$7,344
+HK$368/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$13,952/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,346
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,543
−HK$201/mo
Today · 4.125%
HK$6,744
baseline
▲ 0.50% · 4.625%
HK$7,154
+HK$410/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,488/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,060
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,249
−HK$192/mo
Today · 4.125%
HK$7,441
baseline
▲ 0.50% · 4.625%
HK$7,833
+HK$392/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,882/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,743
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,952
−HK$213/mo
Today · 4.125%
HK$7,165
baseline
▲ 0.50% · 4.625%
HK$7,601
+HK$436/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,330/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,501
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,702
−HK$204/mo
Today · 4.125%
HK$7,906
baseline
▲ 0.50% · 4.625%
HK$8,323
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,812/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,139
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,361
−HK$226/mo
Today · 4.125%
HK$7,587
baseline
▲ 0.50% · 4.625%
HK$8,049
+HK$462/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,174/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,942
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,155
−HK$216/mo
Today · 4.125%
HK$8,371
baseline
▲ 0.50% · 4.625%
HK$8,813
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,742/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).