▼ 0.50% · 3.625%
HK$3,621
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$114/mo
Today · 4.125%
HK$3,848
baseline
▲ 0.50% · 4.625%
HK$4,083
+HK$235/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$7,696/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,137
−HK$109/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,470
+HK$224/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$126/mo
Today · 4.125%
HK$4,233
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$258/mo
Deposit HK$715K · loan HK$873K · min. income ≈ HK$8,466/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,550
−HK$121/mo
Today · 4.125%
HK$4,671
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$246/mo
Deposit HK$715K · loan HK$873K · min. income ≈ HK$9,342/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$137/mo
Today · 4.125%
HK$4,618
baseline
▲ 0.50% · 4.625%
HK$4,899
+HK$281/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$9,236/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,834
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,964
−HK$132/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,364
+HK$268/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,708
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$149/mo
Today · 4.125%
HK$5,003
baseline
▲ 0.50% · 4.625%
HK$5,307
+HK$304/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,006/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,378
−HK$142/mo
Today · 4.125%
HK$5,520
baseline
▲ 0.50% · 4.625%
HK$5,811
+HK$291/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,040/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$160/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$328/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,640
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$154/mo
Today · 4.125%
HK$5,945
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$313/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$11,890/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$172/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,124
+HK$351/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,043
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$164/mo
Today · 4.125%
HK$6,369
baseline
▲ 0.50% · 4.625%
HK$6,705
+HK$336/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,738/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$183/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,532
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,446
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,619
−HK$175/mo
Today · 4.125%
HK$6,794
baseline
▲ 0.50% · 4.625%
HK$7,152
+HK$358/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,588/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,156
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$194/mo
Today · 4.125%
HK$6,542
baseline
▲ 0.50% · 4.625%
HK$6,940
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,084/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,849
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,032
−HK$187/mo
Today · 4.125%
HK$7,219
baseline
▲ 0.50% · 4.625%
HK$7,599
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,438/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,518
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,721
−HK$206/mo
Today · 4.125%
HK$6,927
baseline
▲ 0.50% · 4.625%
HK$7,349
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,854/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,252
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,446
−HK$197/mo
Today · 4.125%
HK$7,643
baseline
▲ 0.50% · 4.625%
HK$8,046
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,286/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).