▼ 0.50% · 3.625%
HK$3,492
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,601
−HK$110/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,937
+HK$226/mo
Deposit HK$766K · loan HK$766K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,989
−HK$106/mo
Today · 4.125%
HK$4,095
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$215/mo
Deposit HK$766K · loan HK$766K · min. income ≈ HK$8,190/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,841
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$121/mo
Today · 4.125%
HK$4,082
baseline
▲ 0.50% · 4.625%
HK$4,330
+HK$248/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$8,164/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,388
−HK$116/mo
Today · 4.125%
HK$4,504
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$238/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$9,008/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,321
−HK$132/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$271/mo
Deposit HK$613K · loan HK$919K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,662
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,787
−HK$127/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,173
+HK$259/mo
Deposit HK$613K · loan HK$919K · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$143/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$294/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$137/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$281/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,041
−HK$154/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$316/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,439
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,585
−HK$148/mo
Today · 4.125%
HK$5,733
baseline
▲ 0.50% · 4.625%
HK$6,035
+HK$302/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$11,466/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,238
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,401
−HK$165/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$339/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,827
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$159/mo
Today · 4.125%
HK$6,142
baseline
▲ 0.50% · 4.625%
HK$6,466
+HK$324/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$12,284/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,587
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$176/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,299
+HK$362/mo
Deposit HK$306K · loan HK$1.23M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,216
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$169/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,897
+HK$346/mo
Deposit HK$306K · loan HK$1.23M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$188/mo
Today · 4.125%
HK$6,309
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$383/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,618/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$180/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$367/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,286
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,481
−HK$199/mo
Today · 4.125%
HK$6,680
baseline
▲ 0.50% · 4.625%
HK$7,086
+HK$406/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,360/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,993
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,180
−HK$190/mo
Today · 4.125%
HK$7,370
baseline
▲ 0.50% · 4.625%
HK$7,759
+HK$389/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,740/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).