▼ 0.50% · 3.625%
HK$3,521
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$111/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$228/mo
Deposit HK$772K · loan HK$772K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,917
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,022
−HK$107/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$217/mo
Deposit HK$772K · loan HK$772K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$122/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$251/mo
Deposit HK$695K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$118/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$239/mo
Deposit HK$695K · loan HK$849K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,225
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$133/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,763
+HK$273/mo
Deposit HK$618K · loan HK$926K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$128/mo
Today · 4.125%
HK$4,955
baseline
▲ 0.50% · 4.625%
HK$5,216
+HK$261/mo
Deposit HK$618K · loan HK$926K · min. income ≈ HK$9,910/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,577
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$144/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$296/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$138/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$283/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$156/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$318/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$149/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$305/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$167/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$341/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$327/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$178/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$364/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,267
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$170/mo
Today · 4.125%
HK$6,606
baseline
▲ 0.50% · 4.625%
HK$6,954
+HK$348/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$13,212/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,986
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$189/mo
Today · 4.125%
HK$6,361
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$387/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$12,722/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,659
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$181/mo
Today · 4.125%
HK$7,019
baseline
▲ 0.50% · 4.625%
HK$7,389
+HK$370/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$14,038/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,338
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,535
−HK$200/mo
Today · 4.125%
HK$6,735
baseline
▲ 0.50% · 4.625%
HK$7,145
+HK$410/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,470/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,051
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,240
−HK$192/mo
Today · 4.125%
HK$7,432
baseline
▲ 0.50% · 4.625%
HK$7,824
+HK$392/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,864/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).