▼ 0.50% · 3.625%
HK$3,713
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$117/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$240/mo
Deposit HK$814K · loan HK$814K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$112/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$229/mo
Deposit HK$814K · loan HK$814K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$130/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$264/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,666
−HK$123/mo
Today · 4.125%
HK$4,789
baseline
▲ 0.50% · 4.625%
HK$5,042
+HK$253/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$9,578/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$141/mo
Today · 4.125%
HK$4,735
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$288/mo
Deposit HK$651K · loan HK$977K · min. income ≈ HK$9,470/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,957
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,090
−HK$135/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$275/mo
Deposit HK$651K · loan HK$977K · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$153/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$312/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,370
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,514
−HK$146/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$298/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,198
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$164/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$336/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,783
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,938
−HK$158/mo
Today · 4.125%
HK$6,096
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$321/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,192/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,570
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$176/mo
Today · 4.125%
HK$5,919
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$360/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,838/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,196
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,362
−HK$169/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,875
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$187/mo
Today · 4.125%
HK$6,313
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$385/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,626/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,609
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,786
−HK$180/mo
Today · 4.125%
HK$6,966
baseline
▲ 0.50% · 4.625%
HK$7,334
+HK$368/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,932/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,312
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,509
−HK$199/mo
Today · 4.125%
HK$6,708
baseline
▲ 0.50% · 4.625%
HK$7,116
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,416/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,022
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,211
−HK$191/mo
Today · 4.125%
HK$7,402
baseline
▲ 0.50% · 4.625%
HK$7,792
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,804/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,684
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,891
−HK$212/mo
Today · 4.125%
HK$7,103
baseline
▲ 0.50% · 4.625%
HK$7,535
+HK$432/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,206/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,435
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,635
−HK$202/mo
Today · 4.125%
HK$7,837
baseline
▲ 0.50% · 4.625%
HK$8,250
+HK$413/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,674/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).