▼ 0.50% · 3.625%
HK$3,527
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$112/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,977
+HK$228/mo
Deposit HK$773K · loan HK$773K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,924
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$107/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$218/mo
Deposit HK$773K · loan HK$773K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$122/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$251/mo
Deposit HK$696K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$118/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$240/mo
Deposit HK$696K · loan HK$851K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$133/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$274/mo
Deposit HK$619K · loan HK$928K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$128/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$262/mo
Deposit HK$619K · loan HK$928K · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$145/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$297/mo
Deposit HK$541K · loan HK$1.01M · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$139/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$283/mo
Deposit HK$541K · loan HK$1.01M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$156/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$319/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,641
−HK$150/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$305/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$167/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,965
+HK$342/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,886
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,044
−HK$160/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,531
+HK$327/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,819
−HK$179/mo
Today · 4.125%
HK$5,998
baseline
▲ 0.50% · 4.625%
HK$6,363
+HK$365/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$11,996/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,279
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,447
−HK$171/mo
Today · 4.125%
HK$6,618
baseline
▲ 0.50% · 4.625%
HK$6,967
+HK$349/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$13,236/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,997
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$190/mo
Today · 4.125%
HK$6,373
baseline
▲ 0.50% · 4.625%
HK$6,760
+HK$387/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$12,746/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,671
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,850
−HK$182/mo
Today · 4.125%
HK$7,032
baseline
▲ 0.50% · 4.625%
HK$7,402
+HK$370/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$14,064/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,349
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,547
−HK$200/mo
Today · 4.125%
HK$6,747
baseline
▲ 0.50% · 4.625%
HK$7,158
+HK$411/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,064
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,253
−HK$192/mo
Today · 4.125%
HK$7,445
baseline
▲ 0.50% · 4.625%
HK$7,838
+HK$393/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,890/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).