▼ 0.50% · 3.625%
HK$4,004
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$126/mo
Today · 4.125%
HK$4,255
baseline
▲ 0.50% · 4.625%
HK$4,514
+HK$259/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$8,510/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,455
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$121/mo
Today · 4.125%
HK$4,695
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$248/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$9,390/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$139/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$285/mo
Deposit HK$790K · loan HK$966K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$133/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$272/mo
Deposit HK$790K · loan HK$966K · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$152/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$310/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,346
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$146/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$297/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,206
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,368
−HK$164/mo
Today · 4.125%
HK$5,532
baseline
▲ 0.50% · 4.625%
HK$5,869
+HK$337/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$11,064/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,791
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,947
−HK$157/mo
Today · 4.125%
HK$6,104
baseline
▲ 0.50% · 4.625%
HK$6,426
+HK$322/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$12,208/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,606
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,780
−HK$178/mo
Today · 4.125%
HK$5,958
baseline
▲ 0.50% · 4.625%
HK$6,320
+HK$362/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$11,916/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,237
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,404
−HK$170/mo
Today · 4.125%
HK$6,574
baseline
▲ 0.50% · 4.625%
HK$6,920
+HK$346/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$13,148/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,193
−HK$190/mo
Today · 4.125%
HK$6,383
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$389/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,766/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,682
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,861
−HK$182/mo
Today · 4.125%
HK$7,043
baseline
▲ 0.50% · 4.625%
HK$7,414
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,086/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,407
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,606
−HK$203/mo
Today · 4.125%
HK$6,809
baseline
▲ 0.50% · 4.625%
HK$7,223
+HK$414/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$13,618/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,128
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,319
−HK$194/mo
Today · 4.125%
HK$7,513
baseline
▲ 0.50% · 4.625%
HK$7,909
+HK$396/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$15,026/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,807
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,019
−HK$215/mo
Today · 4.125%
HK$7,234
baseline
▲ 0.50% · 4.625%
HK$7,674
+HK$440/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,468/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,573
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,776
−HK$206/mo
Today · 4.125%
HK$7,982
baseline
▲ 0.50% · 4.625%
HK$8,403
+HK$421/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,964/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,208
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,432
−HK$228/mo
Today · 4.125%
HK$7,660
baseline
▲ 0.50% · 4.625%
HK$8,126
+HK$466/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,320/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,019
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,234
−HK$218/mo
Today · 4.125%
HK$8,452
baseline
▲ 0.50% · 4.625%
HK$8,897
+HK$445/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,904/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).