▼ 0.50% · 3.625%
HK$17,399
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,940
−HK$550/mo
Today · 4.125%
HK$18,490
baseline
▲ 0.50% · 4.625%
HK$19,615
+HK$1,125/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$36,980/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,356
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,875
−HK$527/mo
Today · 4.125%
HK$20,402
baseline
▲ 0.50% · 4.625%
HK$21,477
+HK$1,075/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,804/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,139
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,734
−HK$605/mo
Today · 4.125%
HK$20,339
baseline
▲ 0.50% · 4.625%
HK$21,577
+HK$1,238/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,678/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,292
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,863
−HK$579/mo
Today · 4.125%
HK$22,442
baseline
▲ 0.50% · 4.625%
HK$23,625
+HK$1,183/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,884/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,879
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,528
−HK$660/mo
Today · 4.125%
HK$22,188
baseline
▲ 0.50% · 4.625%
HK$23,538
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,376/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,227
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,850
−HK$632/mo
Today · 4.125%
HK$24,482
baseline
▲ 0.50% · 4.625%
HK$25,773
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,964/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,619
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,322
−HK$715/mo
Today · 4.125%
HK$24,037
baseline
▲ 0.50% · 4.625%
HK$25,500
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,074/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,163
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,838
−HK$684/mo
Today · 4.125%
HK$26,522
baseline
▲ 0.50% · 4.625%
HK$27,920
+HK$1,398/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,044/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,358
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$770/mo
Today · 4.125%
HK$25,886
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,772/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,099
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,825
−HK$738/mo
Today · 4.125%
HK$28,563
baseline
▲ 0.50% · 4.625%
HK$30,068
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,126/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,098
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,910
−HK$825/mo
Today · 4.125%
HK$27,735
baseline
▲ 0.50% · 4.625%
HK$29,423
+HK$1,688/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,470/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,034
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,813
−HK$790/mo
Today · 4.125%
HK$30,603
baseline
▲ 0.50% · 4.625%
HK$32,216
+HK$1,613/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,206/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,838
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,704
−HK$880/mo
Today · 4.125%
HK$29,584
baseline
▲ 0.50% · 4.625%
HK$31,384
+HK$1,800/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,168/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,970
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,800
−HK$843/mo
Today · 4.125%
HK$32,643
baseline
▲ 0.50% · 4.625%
HK$34,364
+HK$1,721/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,286/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,578
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,498
−HK$935/mo
Today · 4.125%
HK$31,433
baseline
▲ 0.50% · 4.625%
HK$33,346
+HK$1,913/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$62,866/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,905
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,788
−HK$895/mo
Today · 4.125%
HK$34,683
baseline
▲ 0.50% · 4.625%
HK$36,511
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$69,366/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,318
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,292
−HK$990/mo
Today · 4.125%
HK$33,282
baseline
▲ 0.50% · 4.625%
HK$35,307
+HK$2,025/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,564/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,841
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,775
−HK$948/mo
Today · 4.125%
HK$36,723
baseline
▲ 0.50% · 4.625%
HK$38,659
+HK$1,936/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,446/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,907 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).