▼ 0.50% · 3.625%
HK$18,656
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,236
−HK$590/mo
Today · 4.125%
HK$19,826
baseline
▲ 0.50% · 4.625%
HK$21,032
+HK$1,206/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,652/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,754
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,311
−HK$564/mo
Today · 4.125%
HK$21,875
baseline
▲ 0.50% · 4.625%
HK$23,029
+HK$1,154/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,750/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,521
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,160
−HK$648/mo
Today · 4.125%
HK$21,808
baseline
▲ 0.50% · 4.625%
HK$23,135
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,616/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,830
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,442
−HK$621/mo
Today · 4.125%
HK$24,063
baseline
▲ 0.50% · 4.625%
HK$25,331
+HK$1,268/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,126/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,387
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,083
−HK$708/mo
Today · 4.125%
HK$23,791
baseline
▲ 0.50% · 4.625%
HK$25,238
+HK$1,447/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,582/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,573
−HK$678/mo
Today · 4.125%
HK$26,251
baseline
▲ 0.50% · 4.625%
HK$27,634
+HK$1,383/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,502/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,252
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,007
−HK$766/mo
Today · 4.125%
HK$25,773
baseline
▲ 0.50% · 4.625%
HK$27,341
+HK$1,568/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,546/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,980
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,704
−HK$734/mo
Today · 4.125%
HK$28,438
baseline
▲ 0.50% · 4.625%
HK$29,937
+HK$1,499/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,876/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,118
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,930
−HK$826/mo
Today · 4.125%
HK$27,756
baseline
▲ 0.50% · 4.625%
HK$29,445
+HK$1,689/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$55,512/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,056
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,835
−HK$791/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,614/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,983
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,854
−HK$884/mo
Today · 4.125%
HK$29,738
baseline
▲ 0.50% · 4.625%
HK$31,548
+HK$1,810/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,476/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,131
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,966
−HK$847/mo
Today · 4.125%
HK$32,813
baseline
▲ 0.50% · 4.625%
HK$34,543
+HK$1,730/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,626/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,849
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,777
−HK$944/mo
Today · 4.125%
HK$31,721
baseline
▲ 0.50% · 4.625%
HK$33,651
+HK$1,930/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,442/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,207
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,097
−HK$904/mo
Today · 4.125%
HK$35,001
baseline
▲ 0.50% · 4.625%
HK$36,846
+HK$1,845/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,002/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,715
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,701
−HK$1,002/mo
Today · 4.125%
HK$33,703
baseline
▲ 0.50% · 4.625%
HK$35,754
+HK$2,051/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,406/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,282
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,228
−HK$960/mo
Today · 4.125%
HK$37,188
baseline
▲ 0.50% · 4.625%
HK$39,149
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,376/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,580
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,625
−HK$1,061/mo
Today · 4.125%
HK$35,686
baseline
▲ 0.50% · 4.625%
HK$37,857
+HK$2,171/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,372/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,358
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,359
−HK$1,017/mo
Today · 4.125%
HK$39,376
baseline
▲ 0.50% · 4.625%
HK$41,451
+HK$2,075/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,752/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,442 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).