▼ 0.50% · 3.625%
HK$20,188
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,816
−HK$638/mo
Today · 4.125%
HK$21,454
baseline
▲ 0.50% · 4.625%
HK$22,760
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,908/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,459
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,062
−HK$611/mo
Today · 4.125%
HK$23,673
baseline
▲ 0.50% · 4.625%
HK$24,921
+HK$1,248/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,346/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,207
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,898
−HK$702/mo
Today · 4.125%
HK$23,600
baseline
▲ 0.50% · 4.625%
HK$25,036
+HK$1,436/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,200/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,705
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,368
−HK$672/mo
Today · 4.125%
HK$26,040
baseline
▲ 0.50% · 4.625%
HK$27,413
+HK$1,373/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,080/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,226
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,980
−HK$765/mo
Today · 4.125%
HK$25,745
baseline
▲ 0.50% · 4.625%
HK$27,312
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,490/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,951
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,674
−HK$733/mo
Today · 4.125%
HK$28,407
baseline
▲ 0.50% · 4.625%
HK$29,905
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,814/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,245
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,061
−HK$830/mo
Today · 4.125%
HK$27,891
baseline
▲ 0.50% · 4.625%
HK$29,588
+HK$1,697/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,782/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,197
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,980
−HK$795/mo
Today · 4.125%
HK$30,775
baseline
▲ 0.50% · 4.625%
HK$32,397
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,550/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,264
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,143
−HK$893/mo
Today · 4.125%
HK$30,036
baseline
▲ 0.50% · 4.625%
HK$31,864
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,072/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,443
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,286
−HK$856/mo
Today · 4.125%
HK$33,142
baseline
▲ 0.50% · 4.625%
HK$34,889
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,284/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,282
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$957/mo
Today · 4.125%
HK$32,181
baseline
▲ 0.50% · 4.625%
HK$34,140
+HK$1,959/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,362/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,689
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,592
−HK$917/mo
Today · 4.125%
HK$35,509
baseline
▲ 0.50% · 4.625%
HK$37,381
+HK$1,872/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,018/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,301
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,306
−HK$1,021/mo
Today · 4.125%
HK$34,327
baseline
▲ 0.50% · 4.625%
HK$36,416
+HK$2,089/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,654/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,935
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,899
−HK$977/mo
Today · 4.125%
HK$37,876
baseline
▲ 0.50% · 4.625%
HK$39,873
+HK$1,997/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,752/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,320
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,388
−HK$1,084/mo
Today · 4.125%
HK$36,472
baseline
▲ 0.50% · 4.625%
HK$38,692
+HK$2,220/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,944/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,181
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,205
−HK$1,039/mo
Today · 4.125%
HK$40,244
baseline
▲ 0.50% · 4.625%
HK$42,365
+HK$2,121/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,488/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,339
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,469
−HK$1,149/mo
Today · 4.125%
HK$38,618
baseline
▲ 0.50% · 4.625%
HK$40,968
+HK$2,350/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$77,236/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,427
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,511
−HK$1,100/mo
Today · 4.125%
HK$42,611
baseline
▲ 0.50% · 4.625%
HK$44,857
+HK$2,246/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$85,222/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,607 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).