▼ 0.50% · 3.625%
HK$19,925
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,544
−HK$630/mo
Today · 4.125%
HK$21,174
baseline
▲ 0.50% · 4.625%
HK$22,463
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,348/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,166
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,760
−HK$604/mo
Today · 4.125%
HK$23,364
baseline
▲ 0.50% · 4.625%
HK$24,595
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,728/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,917
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,599
−HK$693/mo
Today · 4.125%
HK$23,292
baseline
▲ 0.50% · 4.625%
HK$24,709
+HK$1,417/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$46,584/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,383
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,037
−HK$663/mo
Today · 4.125%
HK$25,700
baseline
▲ 0.50% · 4.625%
HK$27,055
+HK$1,355/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$51,400/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,910
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,653
−HK$756/mo
Today · 4.125%
HK$25,409
baseline
▲ 0.50% · 4.625%
HK$26,955
+HK$1,546/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$50,818/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,313
−HK$723/mo
Today · 4.125%
HK$28,036
baseline
▲ 0.50% · 4.625%
HK$29,514
+HK$1,478/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$56,072/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,902
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,708
−HK$818/mo
Today · 4.125%
HK$27,526
baseline
▲ 0.50% · 4.625%
HK$29,201
+HK$1,675/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,052/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,816
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,589
−HK$784/mo
Today · 4.125%
HK$30,373
baseline
▲ 0.50% · 4.625%
HK$31,974
+HK$1,601/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,746/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,895
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,762
−HK$882/mo
Today · 4.125%
HK$29,644
baseline
▲ 0.50% · 4.625%
HK$31,448
+HK$1,804/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,288/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,032
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,865
−HK$844/mo
Today · 4.125%
HK$32,709
baseline
▲ 0.50% · 4.625%
HK$34,433
+HK$1,724/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,418/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,887
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,817
−HK$944/mo
Today · 4.125%
HK$31,761
baseline
▲ 0.50% · 4.625%
HK$33,694
+HK$1,933/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,522/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,249
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,141
−HK$904/mo
Today · 4.125%
HK$35,045
baseline
▲ 0.50% · 4.625%
HK$36,893
+HK$1,848/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,090/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,880
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,871
−HK$1,008/mo
Today · 4.125%
HK$33,879
baseline
▲ 0.50% · 4.625%
HK$35,940
+HK$2,061/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,758/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,466
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,417
−HK$965/mo
Today · 4.125%
HK$37,382
baseline
▲ 0.50% · 4.625%
HK$39,352
+HK$1,970/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,764/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,872
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,926
−HK$1,070/mo
Today · 4.125%
HK$35,996
baseline
▲ 0.50% · 4.625%
HK$38,186
+HK$2,190/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$71,992/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,682
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,693
−HK$1,025/mo
Today · 4.125%
HK$39,718
baseline
▲ 0.50% · 4.625%
HK$41,812
+HK$2,094/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,436/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,864
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,980
−HK$1,133/mo
Today · 4.125%
HK$38,113
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,320/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$76,226/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,899
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,969
−HK$1,085/mo
Today · 4.125%
HK$42,054
baseline
▲ 0.50% · 4.625%
HK$44,271
+HK$2,217/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$84,108/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,138 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).