▼ 0.50% · 3.625%
HK$16,381
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,891
−HK$517/mo
Today · 4.125%
HK$17,408
baseline
▲ 0.50% · 4.625%
HK$18,468
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,816/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,224
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,713
−HK$495/mo
Today · 4.125%
HK$19,208
baseline
▲ 0.50% · 4.625%
HK$20,221
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,416/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,019
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,580
−HK$569/mo
Today · 4.125%
HK$19,149
baseline
▲ 0.50% · 4.625%
HK$20,314
+HK$1,165/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,298/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,046
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,584
−HK$545/mo
Today · 4.125%
HK$21,129
baseline
▲ 0.50% · 4.625%
HK$22,243
+HK$1,114/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,258/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,657
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,269
−HK$621/mo
Today · 4.125%
HK$20,890
baseline
▲ 0.50% · 4.625%
HK$22,161
+HK$1,271/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,780/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,869
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,455
−HK$595/mo
Today · 4.125%
HK$23,050
baseline
▲ 0.50% · 4.625%
HK$24,265
+HK$1,215/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,100/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,295
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,958
−HK$673/mo
Today · 4.125%
HK$22,631
baseline
▲ 0.50% · 4.625%
HK$24,008
+HK$1,377/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$45,262/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,691
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,326
−HK$645/mo
Today · 4.125%
HK$24,971
baseline
▲ 0.50% · 4.625%
HK$26,287
+HK$1,316/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$49,942/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,933
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,647
−HK$725/mo
Today · 4.125%
HK$24,372
baseline
▲ 0.50% · 4.625%
HK$25,855
+HK$1,483/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,744/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,513
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,198
−HK$694/mo
Today · 4.125%
HK$26,892
baseline
▲ 0.50% · 4.625%
HK$28,309
+HK$1,417/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,784/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,572
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,336
−HK$776/mo
Today · 4.125%
HK$26,112
baseline
▲ 0.50% · 4.625%
HK$27,701
+HK$1,589/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,224/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,336
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,069
−HK$743/mo
Today · 4.125%
HK$28,812
baseline
▲ 0.50% · 4.625%
HK$30,331
+HK$1,519/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,624/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,210
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,025
−HK$828/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,695/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,940
−HK$793/mo
Today · 4.125%
HK$30,733
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,620/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,466/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,848
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,714
−HK$880/mo
Today · 4.125%
HK$29,594
baseline
▲ 0.50% · 4.625%
HK$31,395
+HK$1,801/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,188/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,980
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,811
−HK$843/mo
Today · 4.125%
HK$32,654
baseline
▲ 0.50% · 4.625%
HK$34,375
+HK$1,721/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,308/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,486
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,403
−HK$932/mo
Today · 4.125%
HK$31,335
baseline
▲ 0.50% · 4.625%
HK$33,242
+HK$1,907/mo
Deposit HK$718K · loan HK$6.47M · min. income ≈ HK$62,670/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,803
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,683
−HK$892/mo
Today · 4.125%
HK$34,575
baseline
▲ 0.50% · 4.625%
HK$36,397
+HK$1,822/mo
Deposit HK$718K · loan HK$6.47M · min. income ≈ HK$69,150/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,516 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).