▼ 0.50% · 3.625%
HK$19,078
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,671
−HK$603/mo
Today · 4.125%
HK$20,274
baseline
▲ 0.50% · 4.625%
HK$21,508
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,548/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,224
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,793
−HK$578/mo
Today · 4.125%
HK$22,371
baseline
▲ 0.50% · 4.625%
HK$23,550
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,742/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,986
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,638
−HK$664/mo
Today · 4.125%
HK$22,302
baseline
▲ 0.50% · 4.625%
HK$23,659
+HK$1,357/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,604/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,346
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,972
−HK$636/mo
Today · 4.125%
HK$24,608
baseline
▲ 0.50% · 4.625%
HK$25,905
+HK$1,297/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,216/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,893
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,606
−HK$723/mo
Today · 4.125%
HK$24,329
baseline
▲ 0.50% · 4.625%
HK$25,809
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,658/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,469
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,152
−HK$693/mo
Today · 4.125%
HK$26,845
baseline
▲ 0.50% · 4.625%
HK$28,260
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,690/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,801
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,573
−HK$783/mo
Today · 4.125%
HK$26,356
baseline
▲ 0.50% · 4.625%
HK$27,960
+HK$1,604/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,712/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,591
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$751/mo
Today · 4.125%
HK$29,082
baseline
▲ 0.50% · 4.625%
HK$30,615
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,164/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,709
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,540
−HK$844/mo
Today · 4.125%
HK$28,384
baseline
▲ 0.50% · 4.625%
HK$30,111
+HK$1,727/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,768/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,713
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,510
−HK$809/mo
Today · 4.125%
HK$31,319
baseline
▲ 0.50% · 4.625%
HK$32,970
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,638/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,617
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,507
−HK$904/mo
Today · 4.125%
HK$30,411
baseline
▲ 0.50% · 4.625%
HK$32,262
+HK$1,851/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,822/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,836
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,690
−HK$866/mo
Today · 4.125%
HK$33,556
baseline
▲ 0.50% · 4.625%
HK$35,325
+HK$1,769/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,112/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,525
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,474
−HK$965/mo
Today · 4.125%
HK$32,439
baseline
▲ 0.50% · 4.625%
HK$34,413
+HK$1,974/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,878/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,958
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,869
−HK$924/mo
Today · 4.125%
HK$35,793
baseline
▲ 0.50% · 4.625%
HK$37,680
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,586/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,432
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,441
−HK$1,025/mo
Today · 4.125%
HK$34,466
baseline
▲ 0.50% · 4.625%
HK$36,563
+HK$2,097/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,932/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,081
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,048
−HK$982/mo
Today · 4.125%
HK$38,030
baseline
▲ 0.50% · 4.625%
HK$40,035
+HK$2,005/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,060/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,340
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,408
−HK$1,086/mo
Today · 4.125%
HK$36,494
baseline
▲ 0.50% · 4.625%
HK$38,714
+HK$2,220/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$72,988/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,203
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,228
−HK$1,039/mo
Today · 4.125%
HK$40,267
baseline
▲ 0.50% · 4.625%
HK$42,390
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,534/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).