▼ 0.50% · 3.625%
HK$19,981
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,603
−HK$631/mo
Today · 4.125%
HK$21,234
baseline
▲ 0.50% · 4.625%
HK$22,526
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,468/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,229
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,825
−HK$605/mo
Today · 4.125%
HK$23,430
baseline
▲ 0.50% · 4.625%
HK$24,665
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,860/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,979
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,663
−HK$695/mo
Today · 4.125%
HK$23,358
baseline
▲ 0.50% · 4.625%
HK$24,779
+HK$1,421/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,716/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,452
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,108
−HK$665/mo
Today · 4.125%
HK$25,773
baseline
▲ 0.50% · 4.625%
HK$27,131
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,546/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,978
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,723
−HK$758/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$27,032
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,675
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,390
−HK$726/mo
Today · 4.125%
HK$28,116
baseline
▲ 0.50% · 4.625%
HK$29,598
+HK$1,482/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,232/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,976
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,784
−HK$821/mo
Today · 4.125%
HK$27,605
baseline
▲ 0.50% · 4.625%
HK$29,284
+HK$1,679/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,210/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,898
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$786/mo
Today · 4.125%
HK$30,459
baseline
▲ 0.50% · 4.625%
HK$32,064
+HK$1,605/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,918/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,974
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,844
−HK$884/mo
Today · 4.125%
HK$29,728
baseline
▲ 0.50% · 4.625%
HK$31,537
+HK$1,809/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,456/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,121
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,955
−HK$847/mo
Today · 4.125%
HK$32,802
baseline
▲ 0.50% · 4.625%
HK$34,531
+HK$1,729/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,604/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,972
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,904
−HK$947/mo
Today · 4.125%
HK$31,851
baseline
▲ 0.50% · 4.625%
HK$33,790
+HK$1,939/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,702/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,343
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,238
−HK$907/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$36,997
+HK$1,852/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,970
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,965
−HK$1,010/mo
Today · 4.125%
HK$33,975
baseline
▲ 0.50% · 4.625%
HK$36,042
+HK$2,067/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,950/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,566
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,520
−HK$968/mo
Today · 4.125%
HK$37,488
baseline
▲ 0.50% · 4.625%
HK$39,464
+HK$1,976/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,976/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,968
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,025
−HK$1,073/mo
Today · 4.125%
HK$36,098
baseline
▲ 0.50% · 4.625%
HK$38,295
+HK$2,197/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,196/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,789
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,803
−HK$1,028/mo
Today · 4.125%
HK$39,831
baseline
▲ 0.50% · 4.625%
HK$41,930
+HK$2,099/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,662/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,966
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,085
−HK$1,137/mo
Today · 4.125%
HK$38,222
baseline
▲ 0.50% · 4.625%
HK$40,547
+HK$2,325/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$76,444/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,012
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,089/mo
Today · 4.125%
HK$42,174
baseline
▲ 0.50% · 4.625%
HK$44,397
+HK$2,223/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$84,348/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,883 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).