▼ 0.50% · 3.625%
HK$19,311
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,912
−HK$610/mo
Today · 4.125%
HK$20,522
baseline
▲ 0.50% · 4.625%
HK$21,771
+HK$1,249/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,044/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,484
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,060
−HK$584/mo
Today · 4.125%
HK$22,644
baseline
▲ 0.50% · 4.625%
HK$23,838
+HK$1,194/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,288/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,242
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,903
−HK$671/mo
Today · 4.125%
HK$22,574
baseline
▲ 0.50% · 4.625%
HK$23,948
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,148/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,632
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,266
−HK$643/mo
Today · 4.125%
HK$24,909
baseline
▲ 0.50% · 4.625%
HK$26,222
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,818/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,173
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,894
−HK$733/mo
Today · 4.125%
HK$24,627
baseline
▲ 0.50% · 4.625%
HK$26,125
+HK$1,498/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,254/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,780
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,472
−HK$701/mo
Today · 4.125%
HK$27,173
baseline
▲ 0.50% · 4.625%
HK$28,605
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,346/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,105
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,885
−HK$794/mo
Today · 4.125%
HK$26,679
baseline
▲ 0.50% · 4.625%
HK$28,302
+HK$1,623/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,358/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,929
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,678
−HK$759/mo
Today · 4.125%
HK$29,437
baseline
▲ 0.50% · 4.625%
HK$30,989
+HK$1,552/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,874/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,036
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,877
−HK$854/mo
Today · 4.125%
HK$28,731
baseline
▲ 0.50% · 4.625%
HK$30,479
+HK$1,748/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,462/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,077
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,884
−HK$818/mo
Today · 4.125%
HK$31,702
baseline
▲ 0.50% · 4.625%
HK$33,373
+HK$1,671/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,404/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,967
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,868
−HK$915/mo
Today · 4.125%
HK$30,783
baseline
▲ 0.50% · 4.625%
HK$32,656
+HK$1,873/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,566/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,225
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$876/mo
Today · 4.125%
HK$33,966
baseline
▲ 0.50% · 4.625%
HK$35,757
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,932/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,898
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,859
−HK$977/mo
Today · 4.125%
HK$32,836
baseline
▲ 0.50% · 4.625%
HK$34,833
+HK$1,997/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,672/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,374
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,296
−HK$935/mo
Today · 4.125%
HK$36,231
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$1,910/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,462/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,829
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$1,038/mo
Today · 4.125%
HK$34,888
baseline
▲ 0.50% · 4.625%
HK$37,011
+HK$2,123/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,776/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,522
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,502
−HK$993/mo
Today · 4.125%
HK$38,495
baseline
▲ 0.50% · 4.625%
HK$40,524
+HK$2,029/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$76,990/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,760
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$1,099/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$2,248/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,670
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,707
−HK$1,053/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$42,908
+HK$2,148/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,067 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).