▼ 0.50% · 3.625%
HK$19,362
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,964
−HK$612/mo
Today · 4.125%
HK$20,576
baseline
▲ 0.50% · 4.625%
HK$21,828
+HK$1,252/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,152/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,540
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,118
−HK$586/mo
Today · 4.125%
HK$22,704
baseline
▲ 0.50% · 4.625%
HK$23,900
+HK$1,196/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,408/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,298
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,961
−HK$673/mo
Today · 4.125%
HK$22,634
baseline
▲ 0.50% · 4.625%
HK$24,011
+HK$1,377/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,268/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,694
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,329
−HK$645/mo
Today · 4.125%
HK$24,974
baseline
▲ 0.50% · 4.625%
HK$26,290
+HK$1,316/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,948/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,234
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,957
−HK$734/mo
Today · 4.125%
HK$24,691
baseline
▲ 0.50% · 4.625%
HK$26,194
+HK$1,503/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$49,382/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,848
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,541
−HK$703/mo
Today · 4.125%
HK$27,244
baseline
▲ 0.50% · 4.625%
HK$28,680
+HK$1,436/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$54,488/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,170
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,953
−HK$796/mo
Today · 4.125%
HK$26,749
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,627/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,498/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,002
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,753
−HK$762/mo
Today · 4.125%
HK$29,515
baseline
▲ 0.50% · 4.625%
HK$31,070
+HK$1,555/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,030/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,107
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$856/mo
Today · 4.125%
HK$28,806
baseline
▲ 0.50% · 4.625%
HK$30,559
+HK$1,753/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,612/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,965
−HK$820/mo
Today · 4.125%
HK$31,785
baseline
▲ 0.50% · 4.625%
HK$33,460
+HK$1,675/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,570/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,043
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,946
−HK$918/mo
Today · 4.125%
HK$30,864
baseline
▲ 0.50% · 4.625%
HK$32,742
+HK$1,878/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,728/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,310
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,176
−HK$879/mo
Today · 4.125%
HK$34,055
baseline
▲ 0.50% · 4.625%
HK$35,850
+HK$1,795/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,110/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,979
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,943
−HK$979/mo
Today · 4.125%
HK$32,922
baseline
▲ 0.50% · 4.625%
HK$34,925
+HK$2,003/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,844/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,464
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,388
−HK$938/mo
Today · 4.125%
HK$36,326
baseline
▲ 0.50% · 4.625%
HK$38,241
+HK$1,915/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,652/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,915
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,939
−HK$1,040/mo
Today · 4.125%
HK$34,979
baseline
▲ 0.50% · 4.625%
HK$37,108
+HK$2,129/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$69,958/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,618
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,600
−HK$996/mo
Today · 4.125%
HK$38,596
baseline
▲ 0.50% · 4.625%
HK$40,631
+HK$2,035/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,192/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,851
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,935
−HK$1,102/mo
Today · 4.125%
HK$37,037
baseline
▲ 0.50% · 4.625%
HK$39,290
+HK$2,253/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$74,074/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,772
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,812
−HK$1,054/mo
Today · 4.125%
HK$40,866
baseline
▲ 0.50% · 4.625%
HK$43,021
+HK$2,155/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$81,732/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,733 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).