▼ 0.50% · 3.625%
HK$19,944
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,564
−HK$630/mo
Today · 4.125%
HK$21,194
baseline
▲ 0.50% · 4.625%
HK$22,484
+HK$1,290/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,388/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,187
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,782
−HK$604/mo
Today · 4.125%
HK$23,386
baseline
▲ 0.50% · 4.625%
HK$24,618
+HK$1,232/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,772/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,938
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,620
−HK$694/mo
Today · 4.125%
HK$23,314
baseline
▲ 0.50% · 4.625%
HK$24,732
+HK$1,418/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,628/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,406
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$664/mo
Today · 4.125%
HK$25,724
baseline
▲ 0.50% · 4.625%
HK$27,080
+HK$1,356/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,448/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,932
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,677
−HK$756/mo
Today · 4.125%
HK$25,433
baseline
▲ 0.50% · 4.625%
HK$26,981
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,866/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,624
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,338
−HK$725/mo
Today · 4.125%
HK$28,063
baseline
▲ 0.50% · 4.625%
HK$29,542
+HK$1,479/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,126/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,927
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,733
−HK$819/mo
Today · 4.125%
HK$27,552
baseline
▲ 0.50% · 4.625%
HK$29,229
+HK$1,677/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,104/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,843
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,617
−HK$784/mo
Today · 4.125%
HK$30,401
baseline
▲ 0.50% · 4.625%
HK$32,004
+HK$1,603/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,802/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,921
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,789
−HK$883/mo
Today · 4.125%
HK$29,672
baseline
▲ 0.50% · 4.625%
HK$31,477
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,344/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,062
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,895
−HK$845/mo
Today · 4.125%
HK$32,740
baseline
▲ 0.50% · 4.625%
HK$34,466
+HK$1,726/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,480/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,915
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,846
−HK$945/mo
Today · 4.125%
HK$31,791
baseline
▲ 0.50% · 4.625%
HK$33,726
+HK$1,935/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,582/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,281
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$906/mo
Today · 4.125%
HK$35,079
baseline
▲ 0.50% · 4.625%
HK$36,928
+HK$1,849/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,158/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,910
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,902
−HK$1,009/mo
Today · 4.125%
HK$33,911
baseline
▲ 0.50% · 4.625%
HK$35,974
+HK$2,063/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,822/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,499
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,451
−HK$966/mo
Today · 4.125%
HK$37,417
baseline
▲ 0.50% · 4.625%
HK$39,389
+HK$1,972/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,834/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,904
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,959
−HK$1,071/mo
Today · 4.125%
HK$36,030
baseline
▲ 0.50% · 4.625%
HK$38,222
+HK$2,192/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$72,060/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,718
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,729
−HK$1,027/mo
Today · 4.125%
HK$39,756
baseline
▲ 0.50% · 4.625%
HK$41,851
+HK$2,095/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,512/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,898
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,015
−HK$1,135/mo
Today · 4.125%
HK$38,150
baseline
▲ 0.50% · 4.625%
HK$40,471
+HK$2,321/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,300/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,937
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,008
−HK$1,086/mo
Today · 4.125%
HK$42,094
baseline
▲ 0.50% · 4.625%
HK$44,313
+HK$2,219/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,188/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,386 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).