▼ 0.50% · 3.625%
HK$19,169
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,765
−HK$606/mo
Today · 4.125%
HK$20,371
baseline
▲ 0.50% · 4.625%
HK$21,611
+HK$1,240/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,742/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,325
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,897
−HK$580/mo
Today · 4.125%
HK$22,477
baseline
▲ 0.50% · 4.625%
HK$23,662
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,954/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,086
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,742
−HK$666/mo
Today · 4.125%
HK$22,408
baseline
▲ 0.50% · 4.625%
HK$23,772
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,816/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,087
−HK$638/mo
Today · 4.125%
HK$24,725
baseline
▲ 0.50% · 4.625%
HK$26,028
+HK$1,303/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,450/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,003
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,718
−HK$727/mo
Today · 4.125%
HK$24,445
baseline
▲ 0.50% · 4.625%
HK$25,933
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,890/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,590
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,277
−HK$696/mo
Today · 4.125%
HK$26,973
baseline
▲ 0.50% · 4.625%
HK$28,395
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,946/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,920
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,695
−HK$787/mo
Today · 4.125%
HK$26,482
baseline
▲ 0.50% · 4.625%
HK$28,094
+HK$1,612/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,964/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,723
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,466
−HK$755/mo
Today · 4.125%
HK$29,221
baseline
▲ 0.50% · 4.625%
HK$30,761
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,442/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,837
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,671
−HK$848/mo
Today · 4.125%
HK$28,519
baseline
▲ 0.50% · 4.625%
HK$30,255
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,038/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,855
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,656
−HK$812/mo
Today · 4.125%
HK$31,468
baseline
▲ 0.50% · 4.625%
HK$33,127
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,936/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,753
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,648
−HK$909/mo
Today · 4.125%
HK$30,557
baseline
▲ 0.50% · 4.625%
HK$32,416
+HK$1,859/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,114/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,988
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,846
−HK$870/mo
Today · 4.125%
HK$33,716
baseline
▲ 0.50% · 4.625%
HK$35,493
+HK$1,777/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,432/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,670
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,624
−HK$970/mo
Today · 4.125%
HK$32,594
baseline
▲ 0.50% · 4.625%
HK$34,577
+HK$1,983/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,188/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,120
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,036
−HK$928/mo
Today · 4.125%
HK$35,964
baseline
▲ 0.50% · 4.625%
HK$37,860
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,928/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,587
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,601
−HK$1,030/mo
Today · 4.125%
HK$34,631
baseline
▲ 0.50% · 4.625%
HK$36,738
+HK$2,107/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,262/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,253
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,225
−HK$987/mo
Today · 4.125%
HK$38,212
baseline
▲ 0.50% · 4.625%
HK$40,226
+HK$2,014/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,424/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,504
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,577
−HK$1,091/mo
Today · 4.125%
HK$36,668
baseline
▲ 0.50% · 4.625%
HK$38,899
+HK$2,231/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,336/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,386
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,415
−HK$1,044/mo
Today · 4.125%
HK$40,459
baseline
▲ 0.50% · 4.625%
HK$42,592
+HK$2,133/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,918/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,195 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).