▼ 0.50% · 3.625%
HK$18,335
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,905
−HK$580/mo
Today · 4.125%
HK$19,485
baseline
▲ 0.50% · 4.625%
HK$20,671
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,970/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,398
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,945
−HK$555/mo
Today · 4.125%
HK$21,500
baseline
▲ 0.50% · 4.625%
HK$22,633
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,000/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,169
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,796
−HK$637/mo
Today · 4.125%
HK$21,433
baseline
▲ 0.50% · 4.625%
HK$22,738
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,866/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,437
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,039
−HK$611/mo
Today · 4.125%
HK$23,650
baseline
▲ 0.50% · 4.625%
HK$24,896
+HK$1,246/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,300/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,002
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,687
−HK$695/mo
Today · 4.125%
HK$23,382
baseline
▲ 0.50% · 4.625%
HK$24,805
+HK$1,423/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$46,764/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,477
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,134
−HK$666/mo
Today · 4.125%
HK$25,800
baseline
▲ 0.50% · 4.625%
HK$27,160
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$51,600/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,836
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,577
−HK$753/mo
Today · 4.125%
HK$25,330
baseline
▲ 0.50% · 4.625%
HK$26,872
+HK$1,542/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$50,660/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,517
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,228
−HK$722/mo
Today · 4.125%
HK$27,950
baseline
▲ 0.50% · 4.625%
HK$29,423
+HK$1,473/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$55,900/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,669
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,468
−HK$811/mo
Today · 4.125%
HK$27,279
baseline
▲ 0.50% · 4.625%
HK$28,939
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,558/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,557
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,323
−HK$777/mo
Today · 4.125%
HK$30,100
baseline
▲ 0.50% · 4.625%
HK$31,686
+HK$1,586/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,200/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,358
−HK$869/mo
Today · 4.125%
HK$29,227
baseline
▲ 0.50% · 4.625%
HK$31,006
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,454/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,596
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,417
−HK$832/mo
Today · 4.125%
HK$32,249
baseline
▲ 0.50% · 4.625%
HK$33,949
+HK$1,700/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,498/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,336
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,249
−HK$927/mo
Today · 4.125%
HK$31,176
baseline
▲ 0.50% · 4.625%
HK$33,073
+HK$1,897/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,352/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,636
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,512
−HK$887/mo
Today · 4.125%
HK$34,399
baseline
▲ 0.50% · 4.625%
HK$36,213
+HK$1,814/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,798/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,170
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,139
−HK$985/mo
Today · 4.125%
HK$33,124
baseline
▲ 0.50% · 4.625%
HK$35,140
+HK$2,016/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,248/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,676
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,606
−HK$943/mo
Today · 4.125%
HK$36,549
baseline
▲ 0.50% · 4.625%
HK$38,476
+HK$1,927/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,098/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,003
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,030
−HK$1,043/mo
Today · 4.125%
HK$35,073
baseline
▲ 0.50% · 4.625%
HK$37,207
+HK$2,134/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,146/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,716
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,700
−HK$999/mo
Today · 4.125%
HK$38,699
baseline
▲ 0.50% · 4.625%
HK$40,739
+HK$2,040/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,398/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,225 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).