▼ 0.50% · 3.625%
HK$20,033
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,656
−HK$633/mo
Today · 4.125%
HK$21,289
baseline
▲ 0.50% · 4.625%
HK$22,585
+HK$1,296/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,578/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,287
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,884
−HK$607/mo
Today · 4.125%
HK$23,491
baseline
▲ 0.50% · 4.625%
HK$24,729
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,982/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,036
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,722
−HK$696/mo
Today · 4.125%
HK$23,418
baseline
▲ 0.50% · 4.625%
HK$24,843
+HK$1,425/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,836/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,515
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,173
−HK$667/mo
Today · 4.125%
HK$25,840
baseline
▲ 0.50% · 4.625%
HK$27,202
+HK$1,362/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,680/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,040
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,787
−HK$760/mo
Today · 4.125%
HK$25,547
baseline
▲ 0.50% · 4.625%
HK$27,102
+HK$1,555/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,094/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,744
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,461
−HK$728/mo
Today · 4.125%
HK$28,189
baseline
▲ 0.50% · 4.625%
HK$29,675
+HK$1,486/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,378/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,043
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,853
−HK$823/mo
Today · 4.125%
HK$27,676
baseline
▲ 0.50% · 4.625%
HK$29,360
+HK$1,684/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,352/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,973
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,750
−HK$788/mo
Today · 4.125%
HK$30,538
baseline
▲ 0.50% · 4.625%
HK$32,148
+HK$1,610/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,076/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,046
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,919
−HK$886/mo
Today · 4.125%
HK$29,805
baseline
▲ 0.50% · 4.625%
HK$31,619
+HK$1,814/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,610/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,201
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,038
−HK$849/mo
Today · 4.125%
HK$32,887
baseline
▲ 0.50% · 4.625%
HK$34,620
+HK$1,733/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,774/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,050
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,984
−HK$950/mo
Today · 4.125%
HK$31,934
baseline
▲ 0.50% · 4.625%
HK$33,877
+HK$1,943/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,868/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,430
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,326
−HK$910/mo
Today · 4.125%
HK$35,236
baseline
▲ 0.50% · 4.625%
HK$37,093
+HK$1,857/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,472/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,053
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,050
−HK$1,013/mo
Today · 4.125%
HK$34,063
baseline
▲ 0.50% · 4.625%
HK$36,136
+HK$2,073/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,126/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,658
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,615
−HK$970/mo
Today · 4.125%
HK$37,585
baseline
▲ 0.50% · 4.625%
HK$39,566
+HK$1,981/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,170/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,056
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,116
−HK$1,076/mo
Today · 4.125%
HK$36,192
baseline
▲ 0.50% · 4.625%
HK$38,394
+HK$2,202/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,384/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,887
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,903
−HK$1,031/mo
Today · 4.125%
HK$39,934
baseline
▲ 0.50% · 4.625%
HK$42,039
+HK$2,105/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,868/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,059
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,181
−HK$1,140/mo
Today · 4.125%
HK$38,321
baseline
▲ 0.50% · 4.625%
HK$40,652
+HK$2,331/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,642/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,116
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,192
−HK$1,091/mo
Today · 4.125%
HK$42,283
baseline
▲ 0.50% · 4.625%
HK$44,512
+HK$2,229/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,566/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,563 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).