▼ 0.50% · 3.625%
HK$20,497
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,135
−HK$647/mo
Today · 4.125%
HK$21,782
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,326/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,564/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,414
−HK$621/mo
Today · 4.125%
HK$24,035
baseline
▲ 0.50% · 4.625%
HK$25,302
+HK$1,267/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,070/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,547
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,248
−HK$713/mo
Today · 4.125%
HK$23,961
baseline
▲ 0.50% · 4.625%
HK$25,419
+HK$1,458/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$47,922/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,083
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,756
−HK$682/mo
Today · 4.125%
HK$26,438
baseline
▲ 0.50% · 4.625%
HK$27,832
+HK$1,394/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$52,876/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,596
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,362
−HK$777/mo
Today · 4.125%
HK$26,139
baseline
▲ 0.50% · 4.625%
HK$27,729
+HK$1,590/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$52,278/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,363
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,097
−HK$745/mo
Today · 4.125%
HK$28,842
baseline
▲ 0.50% · 4.625%
HK$30,362
+HK$1,520/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$57,684/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,646
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,475
−HK$842/mo
Today · 4.125%
HK$28,317
baseline
▲ 0.50% · 4.625%
HK$30,040
+HK$1,723/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,634/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,644
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,439
−HK$806/mo
Today · 4.125%
HK$31,245
baseline
▲ 0.50% · 4.625%
HK$32,892
+HK$1,647/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,490/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,696
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,588
−HK$907/mo
Today · 4.125%
HK$30,495
baseline
▲ 0.50% · 4.625%
HK$32,351
+HK$1,856/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,990/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,780
−HK$869/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,422
+HK$1,773/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,746
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$972/mo
Today · 4.125%
HK$32,674
baseline
▲ 0.50% · 4.625%
HK$34,662
+HK$1,988/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,348/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,204
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,121
−HK$931/mo
Today · 4.125%
HK$36,052
baseline
▲ 0.50% · 4.625%
HK$37,952
+HK$1,900/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,104/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,795
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,815
−HK$1,037/mo
Today · 4.125%
HK$34,852
baseline
▲ 0.50% · 4.625%
HK$36,972
+HK$2,120/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,704/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,484
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,463
−HK$993/mo
Today · 4.125%
HK$38,456
baseline
▲ 0.50% · 4.625%
HK$40,483
+HK$2,027/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,912/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,845
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,929
−HK$1,101/mo
Today · 4.125%
HK$37,030
baseline
▲ 0.50% · 4.625%
HK$39,283
+HK$2,253/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,060/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,765
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,804
−HK$1,055/mo
Today · 4.125%
HK$40,859
baseline
▲ 0.50% · 4.625%
HK$43,013
+HK$2,154/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,718/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,895
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,042
−HK$1,166/mo
Today · 4.125%
HK$39,208
baseline
▲ 0.50% · 4.625%
HK$41,594
+HK$2,386/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,416/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,045
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,146
−HK$1,117/mo
Today · 4.125%
HK$43,263
baseline
▲ 0.50% · 4.625%
HK$45,543
+HK$2,280/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,526/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).