▼ 0.50% · 3.625%
HK$20,081
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,705
−HK$635/mo
Today · 4.125%
HK$21,340
baseline
▲ 0.50% · 4.625%
HK$22,638
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,680/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,340
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,939
−HK$607/mo
Today · 4.125%
HK$23,546
baseline
▲ 0.50% · 4.625%
HK$24,788
+HK$1,242/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,092/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,089
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,776
−HK$698/mo
Today · 4.125%
HK$23,474
baseline
▲ 0.50% · 4.625%
HK$24,902
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,948/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,574
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,233
−HK$668/mo
Today · 4.125%
HK$25,901
baseline
▲ 0.50% · 4.625%
HK$27,266
+HK$1,365/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,802/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,097
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,846
−HK$762/mo
Today · 4.125%
HK$25,608
baseline
▲ 0.50% · 4.625%
HK$27,166
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,216/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,807
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,526
−HK$730/mo
Today · 4.125%
HK$28,256
baseline
▲ 0.50% · 4.625%
HK$29,745
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,512/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,105
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,917
−HK$825/mo
Today · 4.125%
HK$27,742
baseline
▲ 0.50% · 4.625%
HK$29,430
+HK$1,688/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,484/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,041
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,820
−HK$790/mo
Today · 4.125%
HK$30,610
baseline
▲ 0.50% · 4.625%
HK$32,224
+HK$1,614/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,220/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,113
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,987
−HK$889/mo
Today · 4.125%
HK$29,876
baseline
▲ 0.50% · 4.625%
HK$31,694
+HK$1,818/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,752/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,275
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,114
−HK$851/mo
Today · 4.125%
HK$32,965
baseline
▲ 0.50% · 4.625%
HK$34,703
+HK$1,738/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,930/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,121
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,058
−HK$952/mo
Today · 4.125%
HK$32,010
baseline
▲ 0.50% · 4.625%
HK$33,958
+HK$1,948/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$64,020/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,509
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,408
−HK$912/mo
Today · 4.125%
HK$35,320
baseline
▲ 0.50% · 4.625%
HK$37,182
+HK$1,862/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,640/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,129
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,128
−HK$1,016/mo
Today · 4.125%
HK$34,144
baseline
▲ 0.50% · 4.625%
HK$36,221
+HK$2,077/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,288/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,743
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,702
−HK$972/mo
Today · 4.125%
HK$37,674
baseline
▲ 0.50% · 4.625%
HK$39,660
+HK$1,986/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,348/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,137
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,199
−HK$1,079/mo
Today · 4.125%
HK$36,278
baseline
▲ 0.50% · 4.625%
HK$38,485
+HK$2,207/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,556/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,977
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,996
−HK$1,033/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,139
+HK$2,110/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,145
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,270
−HK$1,142/mo
Today · 4.125%
HK$38,412
baseline
▲ 0.50% · 4.625%
HK$40,749
+HK$2,337/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,824/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,211
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,290
−HK$1,094/mo
Today · 4.125%
HK$42,384
baseline
▲ 0.50% · 4.625%
HK$44,618
+HK$2,234/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,768/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,190 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).