▼ 0.50% · 3.625%
HK$21,964
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,647
−HK$695/mo
Today · 4.125%
HK$23,342
baseline
▲ 0.50% · 4.625%
HK$24,762
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,684/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,435
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,090
−HK$665/mo
Today · 4.125%
HK$25,755
baseline
▲ 0.50% · 4.625%
HK$27,113
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,510/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,161
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,912
−HK$764/mo
Today · 4.125%
HK$25,676
baseline
▲ 0.50% · 4.625%
HK$27,238
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,352/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,878
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,599
−HK$732/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$29,824
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,357
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$833/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,714
+HK$1,704/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,108
−HK$798/mo
Today · 4.125%
HK$30,906
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,812/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,553
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,442
−HK$902/mo
Today · 4.125%
HK$30,344
baseline
▲ 0.50% · 4.625%
HK$32,190
+HK$1,846/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,688/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,765
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,617
−HK$865/mo
Today · 4.125%
HK$33,482
baseline
▲ 0.50% · 4.625%
HK$35,246
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,964/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,750
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,706
−HK$972/mo
Today · 4.125%
HK$32,678
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,356/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,209
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,126
−HK$931/mo
Today · 4.125%
HK$36,057
baseline
▲ 0.50% · 4.625%
HK$37,958
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,114/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,946
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,971
−HK$1,041/mo
Today · 4.125%
HK$35,012
baseline
▲ 0.50% · 4.625%
HK$37,143
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$70,024/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,652
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,635
−HK$998/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,669
+HK$2,036/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$1,110/mo
Today · 4.125%
HK$37,346
baseline
▲ 0.50% · 4.625%
HK$39,619
+HK$2,273/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,692/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,096
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,144
−HK$1,064/mo
Today · 4.125%
HK$41,208
baseline
▲ 0.50% · 4.625%
HK$43,380
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,416/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,339
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,501
−HK$1,180/mo
Today · 4.125%
HK$39,681
baseline
▲ 0.50% · 4.625%
HK$42,095
+HK$2,414/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$79,362/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,539
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,653
−HK$1,131/mo
Today · 4.125%
HK$43,784
baseline
▲ 0.50% · 4.625%
HK$46,092
+HK$2,308/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$87,568/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,536
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,765
−HK$1,250/mo
Today · 4.125%
HK$42,015
baseline
▲ 0.50% · 4.625%
HK$44,571
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,030/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,983
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,162
−HK$1,197/mo
Today · 4.125%
HK$46,359
baseline
▲ 0.50% · 4.625%
HK$48,803
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,718/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,234 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).