▼ 0.50% · 3.625%
HK$21,876
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,557
−HK$691/mo
Today · 4.125%
HK$23,248
baseline
▲ 0.50% · 4.625%
HK$24,662
+HK$1,414/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,496/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,990
−HK$662/mo
Today · 4.125%
HK$25,652
baseline
▲ 0.50% · 4.625%
HK$27,004
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,304/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,064
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,812
−HK$761/mo
Today · 4.125%
HK$25,573
baseline
▲ 0.50% · 4.625%
HK$27,129
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,146/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,771
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,489
−HK$728/mo
Today · 4.125%
HK$28,217
baseline
▲ 0.50% · 4.625%
HK$29,704
+HK$1,487/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,434/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,251
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,068
−HK$829/mo
Today · 4.125%
HK$27,897
baseline
▲ 0.50% · 4.625%
HK$29,595
+HK$1,698/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,794/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,204
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,987
−HK$795/mo
Today · 4.125%
HK$30,782
baseline
▲ 0.50% · 4.625%
HK$32,405
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,564/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,439
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,323
−HK$899/mo
Today · 4.125%
HK$30,222
baseline
▲ 0.50% · 4.625%
HK$32,061
+HK$1,839/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,444/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,638
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,486
−HK$861/mo
Today · 4.125%
HK$33,347
baseline
▲ 0.50% · 4.625%
HK$35,105
+HK$1,758/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,694/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,626
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,579
−HK$968/mo
Today · 4.125%
HK$32,547
baseline
▲ 0.50% · 4.625%
HK$34,527
+HK$1,980/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,094/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,072
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,985
−HK$927/mo
Today · 4.125%
HK$35,912
baseline
▲ 0.50% · 4.625%
HK$37,805
+HK$1,893/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,824/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,814
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,835
−HK$1,037/mo
Today · 4.125%
HK$34,872
baseline
▲ 0.50% · 4.625%
HK$36,994
+HK$2,122/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,744/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,505
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,484
−HK$994/mo
Today · 4.125%
HK$38,478
baseline
▲ 0.50% · 4.625%
HK$40,506
+HK$2,028/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,956/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,002
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,090
−HK$1,107/mo
Today · 4.125%
HK$37,197
baseline
▲ 0.50% · 4.625%
HK$39,460
+HK$2,263/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,394/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,939
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,983
−HK$1,060/mo
Today · 4.125%
HK$41,043
baseline
▲ 0.50% · 4.625%
HK$43,206
+HK$2,163/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,086/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,346
−HK$1,175/mo
Today · 4.125%
HK$39,521
baseline
▲ 0.50% · 4.625%
HK$41,926
+HK$2,405/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$79,042/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,373
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,482
−HK$1,126/mo
Today · 4.125%
HK$43,608
baseline
▲ 0.50% · 4.625%
HK$45,907
+HK$2,299/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,216/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,377
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,602
−HK$1,244/mo
Today · 4.125%
HK$41,846
baseline
▲ 0.50% · 4.625%
HK$44,392
+HK$2,546/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,692/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,806
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,981
−HK$1,192/mo
Today · 4.125%
HK$46,173
baseline
▲ 0.50% · 4.625%
HK$48,607
+HK$2,434/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,346/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,368 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).