▼ 0.50% · 3.625%
HK$22,758
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,466
−HK$719/mo
Today · 4.125%
HK$24,185
baseline
▲ 0.50% · 4.625%
HK$25,657
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,370/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,997
−HK$689/mo
Today · 4.125%
HK$26,686
baseline
▲ 0.50% · 4.625%
HK$28,092
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,372/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,034
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,812
−HK$792/mo
Today · 4.125%
HK$26,604
baseline
▲ 0.50% · 4.625%
HK$28,222
+HK$1,618/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,208/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,850
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,597
−HK$757/mo
Today · 4.125%
HK$29,354
baseline
▲ 0.50% · 4.625%
HK$30,902
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,708/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,159
−HK$863/mo
Today · 4.125%
HK$29,022
baseline
▲ 0.50% · 4.625%
HK$30,788
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,044/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,382
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,196
−HK$827/mo
Today · 4.125%
HK$32,023
baseline
▲ 0.50% · 4.625%
HK$33,711
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,046/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,585
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,506
−HK$935/mo
Today · 4.125%
HK$31,441
baseline
▲ 0.50% · 4.625%
HK$33,354
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,882/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,913
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,796
−HK$896/mo
Today · 4.125%
HK$34,692
baseline
▲ 0.50% · 4.625%
HK$36,520
+HK$1,828/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,384/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,861
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$1,007/mo
Today · 4.125%
HK$33,859
baseline
▲ 0.50% · 4.625%
HK$35,919
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,718/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,445
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,396
−HK$964/mo
Today · 4.125%
HK$37,360
baseline
▲ 0.50% · 4.625%
HK$39,329
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,720/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,137
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,199
−HK$1,079/mo
Today · 4.125%
HK$36,278
baseline
▲ 0.50% · 4.625%
HK$38,485
+HK$2,207/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,556/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,977
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,995
−HK$1,034/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,139
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,413
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$1,151/mo
Today · 4.125%
HK$38,696
baseline
▲ 0.50% · 4.625%
HK$41,051
+HK$2,355/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$77,392/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,509
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,595
−HK$1,102/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$44,948
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,688
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,892
−HK$1,223/mo
Today · 4.125%
HK$41,115
baseline
▲ 0.50% · 4.625%
HK$43,616
+HK$2,501/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,230/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,041
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,195
−HK$1,171/mo
Today · 4.125%
HK$45,366
baseline
▲ 0.50% · 4.625%
HK$47,757
+HK$2,391/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,732/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,964
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,238
−HK$1,295/mo
Today · 4.125%
HK$43,533
baseline
▲ 0.50% · 4.625%
HK$46,182
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,066/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,572
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,795
−HK$1,239/mo
Today · 4.125%
HK$48,034
baseline
▲ 0.50% · 4.625%
HK$50,566
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,068/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,042 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).