▼ 0.50% · 3.625%
HK$22,117
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,805
−HK$699/mo
Today · 4.125%
HK$23,504
baseline
▲ 0.50% · 4.625%
HK$24,935
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,008/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,605
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,265
−HK$670/mo
Today · 4.125%
HK$25,935
baseline
▲ 0.50% · 4.625%
HK$27,302
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,870/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,329
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,086
−HK$769/mo
Today · 4.125%
HK$25,855
baseline
▲ 0.50% · 4.625%
HK$27,428
+HK$1,573/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,710/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,066
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,792
−HK$736/mo
Today · 4.125%
HK$28,528
baseline
▲ 0.50% · 4.625%
HK$30,032
+HK$1,504/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,056/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,541
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,367
−HK$838/mo
Today · 4.125%
HK$28,205
baseline
▲ 0.50% · 4.625%
HK$29,922
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,410/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,527
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,318
−HK$804/mo
Today · 4.125%
HK$31,122
baseline
▲ 0.50% · 4.625%
HK$32,762
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,244/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,753
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,647
−HK$909/mo
Today · 4.125%
HK$30,556
baseline
▲ 0.50% · 4.625%
HK$32,415
+HK$1,859/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,112/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,987
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,845
−HK$870/mo
Today · 4.125%
HK$33,715
baseline
▲ 0.50% · 4.625%
HK$35,492
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,430/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,964
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,928
−HK$978/mo
Today · 4.125%
HK$32,906
baseline
▲ 0.50% · 4.625%
HK$34,908
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,812/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,448
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,372
−HK$937/mo
Today · 4.125%
HK$36,309
baseline
▲ 0.50% · 4.625%
HK$38,223
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,618/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,176
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,208
−HK$1,049/mo
Today · 4.125%
HK$35,257
baseline
▲ 0.50% · 4.625%
HK$37,402
+HK$2,145/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,514/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,908
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,898
−HK$1,004/mo
Today · 4.125%
HK$38,902
baseline
▲ 0.50% · 4.625%
HK$40,953
+HK$2,051/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,804/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,388
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,489
−HK$1,118/mo
Today · 4.125%
HK$37,607
baseline
▲ 0.50% · 4.625%
HK$39,895
+HK$2,288/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,214/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,369
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,425
−HK$1,071/mo
Today · 4.125%
HK$41,496
baseline
▲ 0.50% · 4.625%
HK$43,683
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,992/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,600
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,769
−HK$1,189/mo
Today · 4.125%
HK$39,958
baseline
▲ 0.50% · 4.625%
HK$42,389
+HK$2,431/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,916/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,829
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,951
−HK$1,138/mo
Today · 4.125%
HK$44,089
baseline
▲ 0.50% · 4.625%
HK$46,413
+HK$2,324/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,178/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,811
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,050
−HK$1,258/mo
Today · 4.125%
HK$42,308
baseline
▲ 0.50% · 4.625%
HK$44,882
+HK$2,574/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,616/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,290
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,478
−HK$1,205/mo
Today · 4.125%
HK$46,683
baseline
▲ 0.50% · 4.625%
HK$49,143
+HK$2,460/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,366/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,956 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).