▼ 0.50% · 3.625%
HK$21,588
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$683/mo
Today · 4.125%
HK$22,942
baseline
▲ 0.50% · 4.625%
HK$24,337
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,884/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,016
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,660
−HK$654/mo
Today · 4.125%
HK$25,314
baseline
▲ 0.50% · 4.625%
HK$26,648
+HK$1,334/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,628/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,747
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,485
−HK$751/mo
Today · 4.125%
HK$25,236
baseline
▲ 0.50% · 4.625%
HK$26,771
+HK$1,535/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,472/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,418
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,126
−HK$719/mo
Today · 4.125%
HK$27,845
baseline
▲ 0.50% · 4.625%
HK$29,313
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,690/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,905
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,711
−HK$819/mo
Today · 4.125%
HK$27,530
baseline
▲ 0.50% · 4.625%
HK$29,205
+HK$1,675/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,060/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,819
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,592
−HK$784/mo
Today · 4.125%
HK$30,376
baseline
▲ 0.50% · 4.625%
HK$31,978
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,752/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,064
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,937
−HK$887/mo
Today · 4.125%
HK$29,824
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,815/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,648/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,221
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,058
−HK$850/mo
Today · 4.125%
HK$32,908
baseline
▲ 0.50% · 4.625%
HK$34,642
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,816/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,223
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,163
−HK$955/mo
Today · 4.125%
HK$32,118
baseline
▲ 0.50% · 4.625%
HK$34,072
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,236/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,623
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,524
−HK$915/mo
Today · 4.125%
HK$35,439
baseline
▲ 0.50% · 4.625%
HK$37,307
+HK$1,868/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,878/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,382
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$1,023/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,506
+HK$2,094/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,990
−HK$981/mo
Today · 4.125%
HK$37,971
baseline
▲ 0.50% · 4.625%
HK$39,972
+HK$2,001/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,942/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,540
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,615
−HK$1,091/mo
Today · 4.125%
HK$36,706
baseline
▲ 0.50% · 4.625%
HK$38,940
+HK$2,234/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,412/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,426
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,456
−HK$1,046/mo
Today · 4.125%
HK$40,502
baseline
▲ 0.50% · 4.625%
HK$42,637
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$81,004/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,699
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,160/mo
Today · 4.125%
HK$39,001
baseline
▲ 0.50% · 4.625%
HK$41,374
+HK$2,373/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,002/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,828
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,922
−HK$1,111/mo
Today · 4.125%
HK$43,033
baseline
▲ 0.50% · 4.625%
HK$45,302
+HK$2,269/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,066/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,858
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,067
−HK$1,228/mo
Today · 4.125%
HK$41,295
baseline
▲ 0.50% · 4.625%
HK$43,807
+HK$2,512/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,590/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,229
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,389
−HK$1,176/mo
Today · 4.125%
HK$45,565
baseline
▲ 0.50% · 4.625%
HK$47,966
+HK$2,401/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,130/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,726 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).