▼ 0.50% · 3.625%
HK$20,956
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,608
−HK$662/mo
Today · 4.125%
HK$22,270
baseline
▲ 0.50% · 4.625%
HK$23,625
+HK$1,355/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,540/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,313
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,939
−HK$634/mo
Today · 4.125%
HK$24,573
baseline
▲ 0.50% · 4.625%
HK$25,868
+HK$1,295/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,146/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,052
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,769
−HK$728/mo
Today · 4.125%
HK$24,497
baseline
▲ 0.50% · 4.625%
HK$25,988
+HK$1,491/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$48,994/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,645
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,333
−HK$697/mo
Today · 4.125%
HK$27,030
baseline
▲ 0.50% · 4.625%
HK$28,455
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$54,060/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,147
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,930
−HK$794/mo
Today · 4.125%
HK$26,724
baseline
▲ 0.50% · 4.625%
HK$28,350
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,448/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,976
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,726
−HK$762/mo
Today · 4.125%
HK$29,488
baseline
▲ 0.50% · 4.625%
HK$31,042
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,976/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,243
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,090
−HK$861/mo
Today · 4.125%
HK$28,951
baseline
▲ 0.50% · 4.625%
HK$30,713
+HK$1,762/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,902/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,308
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,120
−HK$825/mo
Today · 4.125%
HK$31,945
baseline
▲ 0.50% · 4.625%
HK$33,629
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,890/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,339
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,251
−HK$927/mo
Today · 4.125%
HK$31,178
baseline
▲ 0.50% · 4.625%
HK$33,075
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,356/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,639
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,514
−HK$888/mo
Today · 4.125%
HK$34,402
baseline
▲ 0.50% · 4.625%
HK$36,216
+HK$1,814/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,804/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,434
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$993/mo
Today · 4.125%
HK$33,405
baseline
▲ 0.50% · 4.625%
HK$35,438
+HK$2,033/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,810/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,908
−HK$952/mo
Today · 4.125%
HK$36,860
baseline
▲ 0.50% · 4.625%
HK$38,802
+HK$1,942/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,720/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,530
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,573
−HK$1,059/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,801
+HK$2,169/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,302
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,302
−HK$1,015/mo
Today · 4.125%
HK$39,317
baseline
▲ 0.50% · 4.625%
HK$41,389
+HK$2,072/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,634/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,625
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,734
−HK$1,125/mo
Today · 4.125%
HK$37,859
baseline
▲ 0.50% · 4.625%
HK$40,163
+HK$2,304/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,718/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,633
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,696
−HK$1,078/mo
Today · 4.125%
HK$41,774
baseline
▲ 0.50% · 4.625%
HK$43,976
+HK$2,202/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,548/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,721
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,894
−HK$1,192/mo
Today · 4.125%
HK$40,086
baseline
▲ 0.50% · 4.625%
HK$42,526
+HK$2,440/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,172/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,964
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,090
−HK$1,141/mo
Today · 4.125%
HK$44,231
baseline
▲ 0.50% · 4.625%
HK$46,563
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,462/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,025 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).