▼ 0.50% · 3.625%
HK$20,985
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,638
−HK$663/mo
Today · 4.125%
HK$22,301
baseline
▲ 0.50% · 4.625%
HK$23,658
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,602/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,346
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,972
−HK$635/mo
Today · 4.125%
HK$24,607
baseline
▲ 0.50% · 4.625%
HK$25,904
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,214/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,083
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,801
−HK$730/mo
Today · 4.125%
HK$24,531
baseline
▲ 0.50% · 4.625%
HK$26,024
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,062/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,680
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,369
−HK$699/mo
Today · 4.125%
HK$27,068
baseline
▲ 0.50% · 4.625%
HK$28,494
+HK$1,426/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,136/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,182
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,965
−HK$796/mo
Today · 4.125%
HK$26,761
baseline
▲ 0.50% · 4.625%
HK$28,389
+HK$1,628/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,522/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,015
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,766
−HK$762/mo
Today · 4.125%
HK$29,528
baseline
▲ 0.50% · 4.625%
HK$31,085
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,056/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,280
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,129
−HK$862/mo
Today · 4.125%
HK$28,991
baseline
▲ 0.50% · 4.625%
HK$30,755
+HK$1,764/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,982/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,349
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,163
−HK$826/mo
Today · 4.125%
HK$31,989
baseline
▲ 0.50% · 4.625%
HK$33,675
+HK$1,686/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,978/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,379
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,293
−HK$928/mo
Today · 4.125%
HK$31,221
baseline
▲ 0.50% · 4.625%
HK$33,121
+HK$1,900/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,442/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,684
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,560
−HK$890/mo
Today · 4.125%
HK$34,450
baseline
▲ 0.50% · 4.625%
HK$36,265
+HK$1,815/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,900/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,477
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,457
−HK$994/mo
Today · 4.125%
HK$33,451
baseline
▲ 0.50% · 4.625%
HK$35,487
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,902/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,018
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,958
−HK$952/mo
Today · 4.125%
HK$36,910
baseline
▲ 0.50% · 4.625%
HK$38,856
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,820/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,576
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,620
−HK$1,061/mo
Today · 4.125%
HK$35,681
baseline
▲ 0.50% · 4.625%
HK$37,853
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,362/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,353
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,355
−HK$1,016/mo
Today · 4.125%
HK$39,371
baseline
▲ 0.50% · 4.625%
HK$41,446
+HK$2,075/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,742/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,674
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,784
−HK$1,128/mo
Today · 4.125%
HK$37,912
baseline
▲ 0.50% · 4.625%
HK$40,218
+HK$2,306/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,824/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,687
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,752
−HK$1,080/mo
Today · 4.125%
HK$41,832
baseline
▲ 0.50% · 4.625%
HK$44,037
+HK$2,205/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,664/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,773
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,948
−HK$1,194/mo
Today · 4.125%
HK$40,142
baseline
▲ 0.50% · 4.625%
HK$42,584
+HK$2,442/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,284/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,022
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,149
−HK$1,143/mo
Today · 4.125%
HK$44,292
baseline
▲ 0.50% · 4.625%
HK$46,627
+HK$2,335/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,584/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,290 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).