▼ 0.50% · 3.625%
HK$21,190
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,849
−HK$670/mo
Today · 4.125%
HK$22,519
baseline
▲ 0.50% · 4.625%
HK$23,889
+HK$1,370/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,038/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,574
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,206
−HK$641/mo
Today · 4.125%
HK$24,847
baseline
▲ 0.50% · 4.625%
HK$26,157
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,694/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,309
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,034
−HK$737/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,278
+HK$1,507/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,931
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,626
−HK$706/mo
Today · 4.125%
HK$27,332
baseline
▲ 0.50% · 4.625%
HK$28,773
+HK$1,441/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,664/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,428
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,219
−HK$803/mo
Today · 4.125%
HK$27,022
baseline
▲ 0.50% · 4.625%
HK$28,667
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,044/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,288
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,047
−HK$770/mo
Today · 4.125%
HK$29,817
baseline
▲ 0.50% · 4.625%
HK$31,388
+HK$1,571/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,634/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,547
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,404
−HK$870/mo
Today · 4.125%
HK$29,274
baseline
▲ 0.50% · 4.625%
HK$31,056
+HK$1,782/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,548/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,646
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,468
−HK$833/mo
Today · 4.125%
HK$32,301
baseline
▲ 0.50% · 4.625%
HK$34,004
+HK$1,703/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,602/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,666
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,589
−HK$937/mo
Today · 4.125%
HK$31,526
baseline
▲ 0.50% · 4.625%
HK$33,444
+HK$1,918/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,052/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,003
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,888
−HK$898/mo
Today · 4.125%
HK$34,786
baseline
▲ 0.50% · 4.625%
HK$36,620
+HK$1,834/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,572/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,785
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$1,004/mo
Today · 4.125%
HK$33,778
baseline
▲ 0.50% · 4.625%
HK$35,833
+HK$2,055/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,556/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,360
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,309
−HK$962/mo
Today · 4.125%
HK$37,271
baseline
▲ 0.50% · 4.625%
HK$39,235
+HK$1,964/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,542/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,904
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,958
−HK$1,072/mo
Today · 4.125%
HK$36,030
baseline
▲ 0.50% · 4.625%
HK$38,222
+HK$2,192/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,060/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,718
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,729
−HK$1,026/mo
Today · 4.125%
HK$39,755
baseline
▲ 0.50% · 4.625%
HK$41,851
+HK$2,096/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,510/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,023
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,143
−HK$1,139/mo
Today · 4.125%
HK$38,282
baseline
▲ 0.50% · 4.625%
HK$40,611
+HK$2,329/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,564/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,075
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,150
−HK$1,090/mo
Today · 4.125%
HK$42,240
baseline
▲ 0.50% · 4.625%
HK$44,467
+HK$2,227/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,480/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,142
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,328
−HK$1,206/mo
Today · 4.125%
HK$40,534
baseline
▲ 0.50% · 4.625%
HK$43,000
+HK$2,466/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,068/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,432
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,570
−HK$1,155/mo
Today · 4.125%
HK$44,725
baseline
▲ 0.50% · 4.625%
HK$47,082
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,450/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,278 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).