▼ 0.50% · 3.625%
HK$20,169
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,797
−HK$637/mo
Today · 4.125%
HK$21,434
baseline
▲ 0.50% · 4.625%
HK$22,738
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,868/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,438
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,040
−HK$611/mo
Today · 4.125%
HK$23,651
baseline
▲ 0.50% · 4.625%
HK$24,897
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,302/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,186
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,877
−HK$701/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$25,012
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,682
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$672/mo
Today · 4.125%
HK$26,016
baseline
▲ 0.50% · 4.625%
HK$27,387
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,032/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,203
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,956
−HK$765/mo
Today · 4.125%
HK$25,721
baseline
▲ 0.50% · 4.625%
HK$27,286
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,442/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,926
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,648
−HK$733/mo
Today · 4.125%
HK$28,381
baseline
▲ 0.50% · 4.625%
HK$29,877
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,762/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,220
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,036
−HK$829/mo
Today · 4.125%
HK$27,865
baseline
▲ 0.50% · 4.625%
HK$29,560
+HK$1,695/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,730/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,170
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,952
−HK$794/mo
Today · 4.125%
HK$30,746
baseline
▲ 0.50% · 4.625%
HK$32,366
+HK$1,620/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,492/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,237
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,116
−HK$892/mo
Today · 4.125%
HK$30,008
baseline
▲ 0.50% · 4.625%
HK$31,834
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,016/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,414
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,256
−HK$855/mo
Today · 4.125%
HK$33,111
baseline
▲ 0.50% · 4.625%
HK$34,856
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,222/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,254
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,195
−HK$956/mo
Today · 4.125%
HK$32,151
baseline
▲ 0.50% · 4.625%
HK$34,108
+HK$1,957/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,302/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,657
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,560
−HK$916/mo
Today · 4.125%
HK$35,476
baseline
▲ 0.50% · 4.625%
HK$37,346
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,952/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,271
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,275
−HK$1,020/mo
Today · 4.125%
HK$34,295
baseline
▲ 0.50% · 4.625%
HK$36,382
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,590/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,901
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,864
−HK$977/mo
Today · 4.125%
HK$37,841
baseline
▲ 0.50% · 4.625%
HK$39,836
+HK$1,995/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,682/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,288
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,355
−HK$1,083/mo
Today · 4.125%
HK$36,438
baseline
▲ 0.50% · 4.625%
HK$38,655
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,876/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,145
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,168
−HK$1,038/mo
Today · 4.125%
HK$40,206
baseline
▲ 0.50% · 4.625%
HK$42,325
+HK$2,119/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,412/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,305
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,434
−HK$1,148/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,929
+HK$2,347/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,389
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,472
−HK$1,099/mo
Today · 4.125%
HK$42,571
baseline
▲ 0.50% · 4.625%
HK$44,815
+HK$2,244/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,142/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).