▼ 0.50% · 3.625%
HK$21,076
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,732
−HK$666/mo
Today · 4.125%
HK$22,398
baseline
▲ 0.50% · 4.625%
HK$23,761
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,796/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,447
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,076
−HK$638/mo
Today · 4.125%
HK$24,714
baseline
▲ 0.50% · 4.625%
HK$26,017
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,428/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,184
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,905
−HK$733/mo
Today · 4.125%
HK$24,638
baseline
▲ 0.50% · 4.625%
HK$26,137
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,276/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,792
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,484
−HK$701/mo
Today · 4.125%
HK$27,185
baseline
▲ 0.50% · 4.625%
HK$28,618
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,370/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,292
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,078
−HK$800/mo
Today · 4.125%
HK$26,878
baseline
▲ 0.50% · 4.625%
HK$28,513
+HK$1,635/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,756/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,137
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,891
−HK$766/mo
Today · 4.125%
HK$29,657
baseline
▲ 0.50% · 4.625%
HK$31,220
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,314/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,399
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,252
−HK$865/mo
Today · 4.125%
HK$29,117
baseline
▲ 0.50% · 4.625%
HK$30,889
+HK$1,772/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,234/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,481
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,299
−HK$829/mo
Today · 4.125%
HK$32,128
baseline
▲ 0.50% · 4.625%
HK$33,822
+HK$1,694/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,256/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,507
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,425
−HK$932/mo
Today · 4.125%
HK$31,357
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,908/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,714/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,826
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,706
−HK$894/mo
Today · 4.125%
HK$34,600
baseline
▲ 0.50% · 4.625%
HK$36,423
+HK$1,823/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,200/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,615
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,598
−HK$999/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,641
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,171
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,114
−HK$957/mo
Today · 4.125%
HK$37,071
baseline
▲ 0.50% · 4.625%
HK$39,025
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,142/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,722
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,771
−HK$1,066/mo
Today · 4.125%
HK$35,837
baseline
▲ 0.50% · 4.625%
HK$38,017
+HK$2,180/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,674/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,516
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,522
−HK$1,020/mo
Today · 4.125%
HK$39,542
baseline
▲ 0.50% · 4.625%
HK$41,627
+HK$2,085/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,084/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,830
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,944
−HK$1,133/mo
Today · 4.125%
HK$38,077
baseline
▲ 0.50% · 4.625%
HK$40,393
+HK$2,316/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,154/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,860
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,929
−HK$1,085/mo
Today · 4.125%
HK$42,014
baseline
▲ 0.50% · 4.625%
HK$44,228
+HK$2,214/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,028/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,937
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,117
−HK$1,199/mo
Today · 4.125%
HK$40,316
baseline
▲ 0.50% · 4.625%
HK$42,770
+HK$2,454/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,632/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,205
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,337
−HK$1,148/mo
Today · 4.125%
HK$44,485
baseline
▲ 0.50% · 4.625%
HK$46,830
+HK$2,345/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,970/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).