▼ 0.50% · 3.625%
HK$22,281
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,974
−HK$704/mo
Today · 4.125%
HK$23,678
baseline
▲ 0.50% · 4.625%
HK$25,119
+HK$1,441/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,356/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,787
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,452
−HK$675/mo
Today · 4.125%
HK$26,127
baseline
▲ 0.50% · 4.625%
HK$27,504
+HK$1,377/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,254/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,509
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,271
−HK$775/mo
Today · 4.125%
HK$26,046
baseline
▲ 0.50% · 4.625%
HK$27,631
+HK$1,585/mo
Deposit HK$4.40M · loan HK$5.37M · min. income ≈ HK$52,092/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,266
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,997
−HK$742/mo
Today · 4.125%
HK$28,739
baseline
▲ 0.50% · 4.625%
HK$30,254
+HK$1,515/mo
Deposit HK$4.40M · loan HK$5.37M · min. income ≈ HK$57,478/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,737
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,569
−HK$845/mo
Today · 4.125%
HK$28,414
baseline
▲ 0.50% · 4.625%
HK$30,143
+HK$1,729/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,828/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,745
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,543
−HK$809/mo
Today · 4.125%
HK$31,352
baseline
▲ 0.50% · 4.625%
HK$33,005
+HK$1,653/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,704/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,965
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,866
−HK$916/mo
Today · 4.125%
HK$30,782
baseline
▲ 0.50% · 4.625%
HK$32,655
+HK$1,873/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,564/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,224
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,088
−HK$877/mo
Today · 4.125%
HK$33,965
baseline
▲ 0.50% · 4.625%
HK$35,755
+HK$1,790/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,930/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,193
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,164
−HK$986/mo
Today · 4.125%
HK$33,150
baseline
▲ 0.50% · 4.625%
HK$35,167
+HK$2,017/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,300/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,702
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,633
−HK$944/mo
Today · 4.125%
HK$36,577
baseline
▲ 0.50% · 4.625%
HK$38,505
+HK$1,928/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,154/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,422
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,461
−HK$1,056/mo
Today · 4.125%
HK$35,517
baseline
▲ 0.50% · 4.625%
HK$37,678
+HK$2,161/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,034/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,181
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,178
−HK$1,012/mo
Today · 4.125%
HK$39,190
baseline
▲ 0.50% · 4.625%
HK$41,256
+HK$2,066/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,380/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,650
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,759
−HK$1,126/mo
Today · 4.125%
HK$37,885
baseline
▲ 0.50% · 4.625%
HK$40,190
+HK$2,305/mo
Deposit HK$1.95M · loan HK$7.82M · min. income ≈ HK$75,770/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,660
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,723
−HK$1,080/mo
Today · 4.125%
HK$41,803
baseline
▲ 0.50% · 4.625%
HK$44,006
+HK$2,203/mo
Deposit HK$1.95M · loan HK$7.82M · min. income ≈ HK$83,606/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,878
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,056
−HK$1,197/mo
Today · 4.125%
HK$40,253
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,449/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,506/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,139
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,269
−HK$1,146/mo
Today · 4.125%
HK$44,415
baseline
▲ 0.50% · 4.625%
HK$46,756
+HK$2,341/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,830/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,106
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,353
−HK$1,268/mo
Today · 4.125%
HK$42,621
baseline
▲ 0.50% · 4.625%
HK$45,214
+HK$2,593/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$85,242/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,617
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,814
−HK$1,214/mo
Today · 4.125%
HK$47,028
baseline
▲ 0.50% · 4.625%
HK$49,507
+HK$2,479/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$94,056/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$347,128 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).