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Crescira AVM · estimated value Medium confidence
HK$27.63M
≈ HK$21,418 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.29M, with repayments around HK$93,735/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$88,204
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,947
−HK$2,788/mo
Today · 4.125%
HK$93,735
baseline
▲ 0.50% · 4.625%
HK$99,439
+HK$5,704/mo

Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$187,470/mo (50% DSR)

Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,262 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
27/F
Flat
A
Saleable Area
1,290 ft²
Gross Area
1,624 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-04-05 HK$34.50M +32.7%
6.1y
2011-02-23 HK$26.00M +157.4%
1995-10-09 HK$10.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 8 min walk · 611 m
Education
32
schools within 1 km (15 within 500 m)
Daily convenience
57
within 1 km (20 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com