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Home Central and Western District THE GRAND PANORAMA BLOCK 4

23/F B

in THE GRAND PANORAMA BLOCK 4

Central and Western District · Hong Kong Island

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Floor
1/F A 1,290 ft² 2/F A 1,290 ft² 2/F B 1,290 ft² 3/F A 1,290 ft² 3/F B 1,290 ft² 4/F A 1,290 ft² 4/F B 1,290 ft² 5/F A 1,290 ft² 6/F A 1,290 ft² 7/F A 1,290 ft² 8/F A 1,290 ft² 8/F B 1,290 ft² 9/F A 1,290 ft² 9/F B 1,290 ft² 10/F A 1,290 ft² 11/F A 1,290 ft² 12/F B 1,290 ft² 13/F A 1,290 ft² 13/F B 1,290 ft² 14/F A 1,290 ft² 15/F A 1,290 ft² 15/F B 1,290 ft² 16/F A 1,290 ft² 16/F B 1,290 ft² 17/F A 1,290 ft² 17/F B 1,290 ft² 18/F A 1,290 ft² 18/F B 1,290 ft² 20/F B 1,290 ft² 21/F A 1,290 ft² 21/F B 1,290 ft² 22/F A 1,290 ft² 22/F B 1,290 ft² 23/F A 1,290 ft² 23/F B 1,290 ft² 24/F A 1,290 ft² 24/F B 1,290 ft² 25/F B 1,290 ft² 26/F A 1,290 ft² 26/F B 1,290 ft² 27/F A 1,290 ft² 28/F A 1,290 ft² 29/F B 1,290 ft² 30/F B 1,290 ft² 31/F A 1,290 ft² 31/F B 1,290 ft² 32/F B 1,290 ft² 33/F A 1,290 ft² 33/F B 1,290 ft²
Crescira AVM · estimated value ● Medium confidence
HK$27.75M
≈ HK$21,515 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.33M, with repayments around HK$94,158/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$88,602
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,358
−HK$2,800/mo
Today · 4.125%
HK$94,158
baseline
▲ 0.50% · 4.625%
HK$99,887
+HK$5,729/mo

Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$188,316/mo (50% DSR)

Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,560 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Central Station
≈ 8 min walk · 590 m
Education
34
schools within 1 km (15 within 500 m)
Daily convenience
52
within 1 km (17 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Central Station Station.

Family-friendly — 34 schools within a 1 km walk.

Everyday convenience — 52 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
23/F
Flat
B
Saleable Area
1,290 Saleable ft²
Gross Area
1,602 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2002-06-28 HK$8.48M −57.5%
1997-10-28 HK$19.93M —

Other appraised units in this building

1/F A
1,290 ft²
HK$24.97M
2/F A
1,290 ft²
HK$24.25M
2/F B
1,290 ft²
HK$24.14M
3/F A
1,290 ft²
HK$24.63M
3/F B
1,290 ft²
HK$24.51M
4/F A
1,290 ft²
HK$24.84M
Data sourced from Renavon.com