▼ 0.50% · 3.625%
HK$4,785
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$151/mo
Today · 4.125%
HK$5,085
baseline
▲ 0.50% · 4.625%
HK$5,394
+HK$309/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,170/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,466
−HK$145/mo
Today · 4.125%
HK$5,611
baseline
▲ 0.50% · 4.625%
HK$5,907
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,222/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$167/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$340/mo
Deposit HK$944K · loan HK$1.15M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,856
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,013
−HK$159/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$325/mo
Deposit HK$944K · loan HK$1.15M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,742
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$181/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,473
+HK$371/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,388
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$174/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$355/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$197/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$402/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,106
−HK$188/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$385/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,907
−HK$212/mo
Today · 4.125%
HK$7,119
baseline
▲ 0.50% · 4.625%
HK$7,552
+HK$433/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$14,238/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,453
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,652
−HK$203/mo
Today · 4.125%
HK$7,855
baseline
▲ 0.50% · 4.625%
HK$8,269
+HK$414/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$15,710/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,178
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,401
−HK$227/mo
Today · 4.125%
HK$7,628
baseline
▲ 0.50% · 4.625%
HK$8,092
+HK$464/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$15,256/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,985
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,199
−HK$217/mo
Today · 4.125%
HK$8,416
baseline
▲ 0.50% · 4.625%
HK$8,860
+HK$444/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$16,832/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,656
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,894
−HK$242/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,631
+HK$495/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,517
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,746
−HK$231/mo
Today · 4.125%
HK$8,977
baseline
▲ 0.50% · 4.625%
HK$9,451
+HK$474/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,954/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,135
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,388
−HK$257/mo
Today · 4.125%
HK$8,645
baseline
▲ 0.50% · 4.625%
HK$9,171
+HK$526/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$17,290/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,050
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,292
−HK$247/mo
Today · 4.125%
HK$9,539
baseline
▲ 0.50% · 4.625%
HK$10,041
+HK$502/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$19,078/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,613
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,881
−HK$272/mo
Today · 4.125%
HK$9,153
baseline
▲ 0.50% · 4.625%
HK$9,710
+HK$557/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,306/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,582
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,839
−HK$261/mo
Today · 4.125%
HK$10,100
baseline
▲ 0.50% · 4.625%
HK$10,632
+HK$532/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,200/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).