▼ 0.50% · 3.625%
HK$4,824
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,974
−HK$152/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,438
+HK$312/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$146/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$298/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$168/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,982
+HK$343/mo
Deposit HK$952K · loan HK$1.16M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$161/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,550
+HK$328/mo
Deposit HK$952K · loan HK$1.16M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,788
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$183/mo
Today · 4.125%
HK$6,151
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$375/mo
Deposit HK$846K · loan HK$1.27M · min. income ≈ HK$12,302/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,439
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$175/mo
Today · 4.125%
HK$6,787
baseline
▲ 0.50% · 4.625%
HK$7,145
+HK$358/mo
Deposit HK$846K · loan HK$1.27M · min. income ≈ HK$13,574/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,271
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,466
−HK$198/mo
Today · 4.125%
HK$6,664
baseline
▲ 0.50% · 4.625%
HK$7,069
+HK$405/mo
Deposit HK$740K · loan HK$1.37M · min. income ≈ HK$13,328/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,976
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,163
−HK$190/mo
Today · 4.125%
HK$7,353
baseline
▲ 0.50% · 4.625%
HK$7,741
+HK$388/mo
Deposit HK$740K · loan HK$1.37M · min. income ≈ HK$14,706/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,753
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,963
−HK$213/mo
Today · 4.125%
HK$7,176
baseline
▲ 0.50% · 4.625%
HK$7,613
+HK$437/mo
Deposit HK$635K · loan HK$1.48M · min. income ≈ HK$14,352/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,513
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,714
−HK$205/mo
Today · 4.125%
HK$7,919
baseline
▲ 0.50% · 4.625%
HK$8,336
+HK$417/mo
Deposit HK$635K · loan HK$1.48M · min. income ≈ HK$15,838/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,235
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,460
−HK$229/mo
Today · 4.125%
HK$7,689
baseline
▲ 0.50% · 4.625%
HK$8,157
+HK$468/mo
Deposit HK$529K · loan HK$1.59M · min. income ≈ HK$15,378/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,049
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,265
−HK$219/mo
Today · 4.125%
HK$8,484
baseline
▲ 0.50% · 4.625%
HK$8,931
+HK$447/mo
Deposit HK$529K · loan HK$1.59M · min. income ≈ HK$16,968/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,718
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,958
−HK$244/mo
Today · 4.125%
HK$8,202
baseline
▲ 0.50% · 4.625%
HK$8,701
+HK$499/mo
Deposit HK$423K · loan HK$1.69M · min. income ≈ HK$16,404/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,586
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,816
−HK$234/mo
Today · 4.125%
HK$9,050
baseline
▲ 0.50% · 4.625%
HK$9,527
+HK$477/mo
Deposit HK$423K · loan HK$1.69M · min. income ≈ HK$18,100/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,200
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,455
−HK$259/mo
Today · 4.125%
HK$8,714
baseline
▲ 0.50% · 4.625%
HK$9,245
+HK$531/mo
Deposit HK$317K · loan HK$1.80M · min. income ≈ HK$17,428/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,123
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,367
−HK$248/mo
Today · 4.125%
HK$9,615
baseline
▲ 0.50% · 4.625%
HK$10,122
+HK$507/mo
Deposit HK$317K · loan HK$1.80M · min. income ≈ HK$19,230/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,682
−HK$545/mo
▼ 0.25% · 3.875%
HK$8,953
−HK$274/mo
Today · 4.125%
HK$9,227
baseline
▲ 0.50% · 4.625%
HK$9,788
+HK$561/mo
Deposit HK$212K · loan HK$1.90M · min. income ≈ HK$18,454/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,659
−HK$522/mo
▼ 0.25% · 3.875%
HK$9,918
−HK$263/mo
Today · 4.125%
HK$10,181
baseline
▲ 0.50% · 4.625%
HK$10,718
+HK$537/mo
Deposit HK$212K · loan HK$1.90M · min. income ≈ HK$20,362/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).