▼ 0.50% · 3.625%
HK$4,307
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$136/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,855
+HK$278/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$130/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$266/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$150/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$306/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$143/mo
Today · 4.125%
HK$5,555
baseline
▲ 0.50% · 4.625%
HK$5,848
+HK$293/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$11,110/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$163/mo
Today · 4.125%
HK$5,492
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$335/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,984/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$156/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$320/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,773
−HK$177/mo
Today · 4.125%
HK$5,950
baseline
▲ 0.50% · 4.625%
HK$6,312
+HK$362/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$11,900/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,229
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,396
−HK$169/mo
Today · 4.125%
HK$6,565
baseline
▲ 0.50% · 4.625%
HK$6,911
+HK$346/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$13,130/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,030
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,217
−HK$191/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,798
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,888
−HK$182/mo
Today · 4.125%
HK$7,070
baseline
▲ 0.50% · 4.625%
HK$7,443
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,140/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,460
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,661
−HK$204/mo
Today · 4.125%
HK$6,865
baseline
▲ 0.50% · 4.625%
HK$7,283
+HK$418/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$13,730/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,187
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,380
−HK$195/mo
Today · 4.125%
HK$7,575
baseline
▲ 0.50% · 4.625%
HK$7,975
+HK$400/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$15,150/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,891
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,105
−HK$218/mo
Today · 4.125%
HK$7,323
baseline
▲ 0.50% · 4.625%
HK$7,769
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,646/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,666
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,872
−HK$208/mo
Today · 4.125%
HK$8,080
baseline
▲ 0.50% · 4.625%
HK$8,506
+HK$426/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,160/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,322
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$232/mo
Today · 4.125%
HK$7,781
baseline
▲ 0.50% · 4.625%
HK$8,254
+HK$473/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$15,562/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,145
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,364
−HK$221/mo
Today · 4.125%
HK$8,585
baseline
▲ 0.50% · 4.625%
HK$9,038
+HK$453/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$17,170/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,752
−HK$487/mo
▼ 0.25% · 3.875%
HK$7,994
−HK$245/mo
Today · 4.125%
HK$8,239
baseline
▲ 0.50% · 4.625%
HK$8,740
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,478/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,624
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,856
−HK$234/mo
Today · 4.125%
HK$9,090
baseline
▲ 0.50% · 4.625%
HK$9,570
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,180/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).