▼ 0.50% · 3.625%
HK$3,943
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$124/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$255/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,386
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,504
−HK$119/mo
Today · 4.125%
HK$4,623
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$244/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$9,246/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$137/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$281/mo
Deposit HK$778K · loan HK$951K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$131/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$268/mo
Deposit HK$778K · loan HK$951K · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$149/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$306/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,405
−HK$143/mo
Today · 4.125%
HK$5,548
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$293/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$11,096/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$162/mo
Today · 4.125%
HK$5,447
baseline
▲ 0.50% · 4.625%
HK$5,779
+HK$332/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$10,894/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,855
−HK$156/mo
Today · 4.125%
HK$6,011
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$316/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$12,022/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$174/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$357/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,141
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$167/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$341/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,914
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$187/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$383/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,580
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,756
−HK$179/mo
Today · 4.125%
HK$6,935
baseline
▲ 0.50% · 4.625%
HK$7,301
+HK$366/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$13,870/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,309
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,505
−HK$199/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,112
+HK$408/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,207
−HK$191/mo
Today · 4.125%
HK$7,398
baseline
▲ 0.50% · 4.625%
HK$7,788
+HK$390/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$14,796/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,703
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,912
−HK$211/mo
Today · 4.125%
HK$7,123
baseline
▲ 0.50% · 4.625%
HK$7,557
+HK$434/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,246/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,457
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,657
−HK$203/mo
Today · 4.125%
HK$7,860
baseline
▲ 0.50% · 4.625%
HK$8,274
+HK$414/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,720/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,097
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,318
−HK$224/mo
Today · 4.125%
HK$7,542
baseline
▲ 0.50% · 4.625%
HK$8,001
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,084/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,896
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,107
−HK$215/mo
Today · 4.125%
HK$8,322
baseline
▲ 0.50% · 4.625%
HK$8,761
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,644/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).