▼ 0.50% · 3.625%
HK$4,146
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$131/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,674
+HK$268/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$126/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$256/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$144/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$295/mo
Deposit HK$818K · loan HK$1.00M · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$138/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$282/mo
Deposit HK$818K · loan HK$1.00M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,976
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$158/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$321/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,535
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$150/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,142
+HK$308/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,558
−HK$170/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,077
+HK$349/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,997
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,157
−HK$164/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,654
+HK$333/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,985
−HK$184/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$375/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,458
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,631
−HK$176/mo
Today · 4.125%
HK$6,807
baseline
▲ 0.50% · 4.625%
HK$7,166
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,614/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,413
−HK$196/mo
Today · 4.125%
HK$6,609
baseline
▲ 0.50% · 4.625%
HK$7,012
+HK$403/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$13,218/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,919
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,105
−HK$188/mo
Today · 4.125%
HK$7,293
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$384/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$14,586/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,634
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,840
−HK$210/mo
Today · 4.125%
HK$7,050
baseline
▲ 0.50% · 4.625%
HK$7,479
+HK$429/mo
Deposit HK$364K · loan HK$1.45M · min. income ≈ HK$14,100/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,380
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,578
−HK$201/mo
Today · 4.125%
HK$7,779
baseline
▲ 0.50% · 4.625%
HK$8,189
+HK$410/mo
Deposit HK$364K · loan HK$1.45M · min. income ≈ HK$15,558/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,049
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,268
−HK$223/mo
Today · 4.125%
HK$7,491
baseline
▲ 0.50% · 4.625%
HK$7,947
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,982/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,842
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,052
−HK$213/mo
Today · 4.125%
HK$8,265
baseline
▲ 0.50% · 4.625%
HK$8,701
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,530/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,463
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,696
−HK$235/mo
Today · 4.125%
HK$7,931
baseline
▲ 0.50% · 4.625%
HK$8,414
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,862/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,303
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,526
−HK$225/mo
Today · 4.125%
HK$8,751
baseline
▲ 0.50% · 4.625%
HK$9,213
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,502/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).