▼ 0.50% · 3.625%
HK$4,284
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$135/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$277/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$130/mo
Today · 4.125%
HK$5,023
baseline
▲ 0.50% · 4.625%
HK$5,288
+HK$265/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$10,046/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$149/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$304/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$142/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$292/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$163/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,795
+HK$332/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,719
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,872
−HK$156/mo
Today · 4.125%
HK$6,028
baseline
▲ 0.50% · 4.625%
HK$6,345
+HK$317/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$12,056/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$176/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$360/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,195
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,361
−HK$169/mo
Today · 4.125%
HK$6,530
baseline
▲ 0.50% · 4.625%
HK$6,874
+HK$344/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$13,060/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,997
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,184
−HK$189/mo
Today · 4.125%
HK$6,373
baseline
▲ 0.50% · 4.625%
HK$6,761
+HK$388/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,746/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,672
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,851
−HK$181/mo
Today · 4.125%
HK$7,032
baseline
▲ 0.50% · 4.625%
HK$7,403
+HK$371/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,064/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,626
−HK$203/mo
Today · 4.125%
HK$6,829
baseline
▲ 0.50% · 4.625%
HK$7,244
+HK$415/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,658/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,148
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,340
−HK$195/mo
Today · 4.125%
HK$7,535
baseline
▲ 0.50% · 4.625%
HK$7,932
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,070/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,854
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,067
−HK$217/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,727
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,625
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,830
−HK$207/mo
Today · 4.125%
HK$8,037
baseline
▲ 0.50% · 4.625%
HK$8,461
+HK$424/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,074/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,282
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,509
−HK$230/mo
Today · 4.125%
HK$7,739
baseline
▲ 0.50% · 4.625%
HK$8,210
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,478/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,102
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,319
−HK$220/mo
Today · 4.125%
HK$8,539
baseline
▲ 0.50% · 4.625%
HK$8,989
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,078/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,711
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,951
−HK$243/mo
Today · 4.125%
HK$8,194
baseline
▲ 0.50% · 4.625%
HK$8,693
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,388/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,578
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,808
−HK$234/mo
Today · 4.125%
HK$9,042
baseline
▲ 0.50% · 4.625%
HK$9,518
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,084/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).