▼ 0.50% · 3.625%
HK$4,021
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,146
−HK$127/mo
Today · 4.125%
HK$4,273
baseline
▲ 0.50% · 4.625%
HK$4,533
+HK$260/mo
Deposit HK$882K · loan HK$882K · min. income ≈ HK$8,546/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,473
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,593
−HK$122/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$249/mo
Deposit HK$882K · loan HK$882K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$140/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$286/mo
Deposit HK$794K · loan HK$970K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$134/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$273/mo
Deposit HK$794K · loan HK$970K · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$153/mo
Today · 4.125%
HK$5,128
baseline
▲ 0.50% · 4.625%
HK$5,440
+HK$312/mo
Deposit HK$705K · loan HK$1.06M · min. income ≈ HK$10,256/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,512
−HK$146/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$5,956
+HK$298/mo
Deposit HK$705K · loan HK$1.06M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,390
−HK$165/mo
Today · 4.125%
HK$5,555
baseline
▲ 0.50% · 4.625%
HK$5,893
+HK$338/mo
Deposit HK$617K · loan HK$1.15M · min. income ≈ HK$11,110/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$159/mo
Today · 4.125%
HK$6,130
baseline
▲ 0.50% · 4.625%
HK$6,453
+HK$323/mo
Deposit HK$617K · loan HK$1.15M · min. income ≈ HK$12,260/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,630
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,805
−HK$178/mo
Today · 4.125%
HK$5,983
baseline
▲ 0.50% · 4.625%
HK$6,347
+HK$364/mo
Deposit HK$529K · loan HK$1.23M · min. income ≈ HK$11,966/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,263
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,431
−HK$170/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$6,949
+HK$348/mo
Deposit HK$529K · loan HK$1.23M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$191/mo
Today · 4.125%
HK$6,410
baseline
▲ 0.50% · 4.625%
HK$6,800
+HK$390/mo
Deposit HK$441K · loan HK$1.32M · min. income ≈ HK$12,820/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,710
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,890
−HK$183/mo
Today · 4.125%
HK$7,073
baseline
▲ 0.50% · 4.625%
HK$7,446
+HK$373/mo
Deposit HK$441K · loan HK$1.32M · min. income ≈ HK$14,146/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,434
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,634
−HK$203/mo
Today · 4.125%
HK$6,837
baseline
▲ 0.50% · 4.625%
HK$7,253
+HK$416/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$13,674/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,158
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,349
−HK$195/mo
Today · 4.125%
HK$7,544
baseline
▲ 0.50% · 4.625%
HK$7,942
+HK$398/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$15,088/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,836
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,049
−HK$216/mo
Today · 4.125%
HK$7,265
baseline
▲ 0.50% · 4.625%
HK$7,707
+HK$442/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,530/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,605
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,809
−HK$207/mo
Today · 4.125%
HK$8,016
baseline
▲ 0.50% · 4.625%
HK$8,438
+HK$422/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,032/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,238
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,463
−HK$229/mo
Today · 4.125%
HK$7,692
baseline
▲ 0.50% · 4.625%
HK$8,160
+HK$468/mo
Deposit HK$176K · loan HK$1.59M · min. income ≈ HK$15,384/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,052
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,268
−HK$219/mo
Today · 4.125%
HK$8,487
baseline
▲ 0.50% · 4.625%
HK$8,935
+HK$448/mo
Deposit HK$176K · loan HK$1.59M · min. income ≈ HK$16,974/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).