▼ 0.50% · 3.625%
HK$4,202
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$133/mo
Today · 4.125%
HK$4,465
baseline
▲ 0.50% · 4.625%
HK$4,737
+HK$272/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$8,930/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$128/mo
Today · 4.125%
HK$4,927
baseline
▲ 0.50% · 4.625%
HK$5,186
+HK$259/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$9,854/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,622
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$146/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,210
+HK$299/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$140/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,705
+HK$286/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,199
−HK$159/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$326/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,609
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,759
−HK$153/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$312/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$172/mo
Today · 4.125%
HK$5,804
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$354/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$11,608/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,076
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,239
−HK$166/mo
Today · 4.125%
HK$6,405
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$337/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$12,810/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,882
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,065
−HK$186/mo
Today · 4.125%
HK$6,251
baseline
▲ 0.50% · 4.625%
HK$6,631
+HK$380/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,502/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,544
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,719
−HK$178/mo
Today · 4.125%
HK$6,897
baseline
▲ 0.50% · 4.625%
HK$7,261
+HK$364/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,794/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,302
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,498
−HK$199/mo
Today · 4.125%
HK$6,697
baseline
▲ 0.50% · 4.625%
HK$7,105
+HK$408/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,394/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,011
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,199
−HK$191/mo
Today · 4.125%
HK$7,390
baseline
▲ 0.50% · 4.625%
HK$7,780
+HK$390/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,780/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,722
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,932
−HK$212/mo
Today · 4.125%
HK$7,144
baseline
▲ 0.50% · 4.625%
HK$7,579
+HK$435/mo
Deposit HK$369K · loan HK$1.47M · min. income ≈ HK$14,288/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,479
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,679
−HK$204/mo
Today · 4.125%
HK$7,883
baseline
▲ 0.50% · 4.625%
HK$8,298
+HK$415/mo
Deposit HK$369K · loan HK$1.47M · min. income ≈ HK$15,766/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,143
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,365
−HK$225/mo
Today · 4.125%
HK$7,590
baseline
▲ 0.50% · 4.625%
HK$8,052
+HK$462/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$15,180/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,946
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,159
−HK$216/mo
Today · 4.125%
HK$8,375
baseline
▲ 0.50% · 4.625%
HK$8,817
+HK$442/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$16,750/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,563
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,798
−HK$239/mo
Today · 4.125%
HK$8,037
baseline
▲ 0.50% · 4.625%
HK$8,526
+HK$489/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,074/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,413
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,639
−HK$229/mo
Today · 4.125%
HK$8,868
baseline
▲ 0.50% · 4.625%
HK$9,335
+HK$467/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,736/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).