▼ 0.50% · 3.625%
HK$4,005
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$126/mo
Today · 4.125%
HK$4,256
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$259/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$8,512/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$122/mo
Today · 4.125%
HK$4,697
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$247/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$9,394/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$139/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,967
+HK$285/mo
Deposit HK$790K · loan HK$966K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$133/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$273/mo
Deposit HK$790K · loan HK$966K · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,806
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$152/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$311/mo
Deposit HK$703K · loan HK$1.05M · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,347
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$146/mo
Today · 4.125%
HK$5,636
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$297/mo
Deposit HK$703K · loan HK$1.05M · min. income ≈ HK$11,272/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,207
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$164/mo
Today · 4.125%
HK$5,533
baseline
▲ 0.50% · 4.625%
HK$5,870
+HK$337/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$11,066/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,793
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,948
−HK$158/mo
Today · 4.125%
HK$6,106
baseline
▲ 0.50% · 4.625%
HK$6,427
+HK$321/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$12,212/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,782
−HK$177/mo
Today · 4.125%
HK$5,959
baseline
▲ 0.50% · 4.625%
HK$6,322
+HK$363/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$11,918/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$170/mo
Today · 4.125%
HK$6,575
baseline
▲ 0.50% · 4.625%
HK$6,922
+HK$347/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$13,150/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,008
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,195
−HK$190/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,773
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,684
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,863
−HK$182/mo
Today · 4.125%
HK$7,045
baseline
▲ 0.50% · 4.625%
HK$7,416
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,090/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,408
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,608
−HK$202/mo
Today · 4.125%
HK$6,810
baseline
▲ 0.50% · 4.625%
HK$7,225
+HK$415/mo
Deposit HK$351K · loan HK$1.41M · min. income ≈ HK$13,620/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,129
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,321
−HK$193/mo
Today · 4.125%
HK$7,514
baseline
▲ 0.50% · 4.625%
HK$7,911
+HK$397/mo
Deposit HK$351K · loan HK$1.41M · min. income ≈ HK$15,028/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$215/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,676
+HK$440/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,575
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,778
−HK$206/mo
Today · 4.125%
HK$7,984
baseline
▲ 0.50% · 4.625%
HK$8,405
+HK$421/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,968/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,209
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,434
−HK$228/mo
Today · 4.125%
HK$7,662
baseline
▲ 0.50% · 4.625%
HK$8,128
+HK$466/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,324/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,020
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,236
−HK$218/mo
Today · 4.125%
HK$8,454
baseline
▲ 0.50% · 4.625%
HK$8,899
+HK$445/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,908/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).