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At today's rate and a 90% mortgage, the deposit on this unit is about HK$199K, with repayments around HK$8,672/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,344/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 159 Saleable ft²
- Gross Area
- 284 ft²
- Efficiency
- 56%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-05 | HK$2.65M | +18.4% 4.8y · 4.0%/yr |
| 2017-09-11 | HK$2.24M | +76.2% 5.3y · 14.0%/yr |
| 2012-05-24 | HK$1.27M | +49.4% |
| 2010-12-09 | HK$850K | +51.8% |
| 2008-06-19 | HK$560K | +1.8% |
| 1999-06-16 | HK$550K | — |