▼ 0.50% · 3.625%
HK$4,381
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$138/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$283/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$133/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,408
+HK$270/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$153/mo
Today · 4.125%
HK$5,122
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$311/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$10,244/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,505
−HK$146/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,949
+HK$298/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,421
−HK$166/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,927
+HK$340/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$159/mo
Today · 4.125%
HK$6,165
baseline
▲ 0.50% · 4.625%
HK$6,490
+HK$325/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$12,330/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,696
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$180/mo
Today · 4.125%
HK$6,053
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$368/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$12,106/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,337
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,506
−HK$173/mo
Today · 4.125%
HK$6,679
baseline
▲ 0.50% · 4.625%
HK$7,031
+HK$352/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$13,358/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,134
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,325
−HK$194/mo
Today · 4.125%
HK$6,519
baseline
▲ 0.50% · 4.625%
HK$6,915
+HK$396/mo
Deposit HK$576K · loan HK$1.35M · min. income ≈ HK$13,038/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,007
−HK$186/mo
Today · 4.125%
HK$7,193
baseline
▲ 0.50% · 4.625%
HK$7,572
+HK$379/mo
Deposit HK$576K · loan HK$1.35M · min. income ≈ HK$14,386/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,777
−HK$207/mo
Today · 4.125%
HK$6,984
baseline
▲ 0.50% · 4.625%
HK$7,409
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,968/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,311
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,507
−HK$199/mo
Today · 4.125%
HK$7,706
baseline
▲ 0.50% · 4.625%
HK$8,113
+HK$407/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,412/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,010
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,228
−HK$222/mo
Today · 4.125%
HK$7,450
baseline
▲ 0.50% · 4.625%
HK$7,903
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,900/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,799
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,008
−HK$212/mo
Today · 4.125%
HK$8,220
baseline
▲ 0.50% · 4.625%
HK$8,653
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,440/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,448
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,680
−HK$235/mo
Today · 4.125%
HK$7,915
baseline
▲ 0.50% · 4.625%
HK$8,397
+HK$482/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,830/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,286
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,508
−HK$226/mo
Today · 4.125%
HK$8,734
baseline
▲ 0.50% · 4.625%
HK$9,194
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,468/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,886
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,132
−HK$249/mo
Today · 4.125%
HK$8,381
baseline
▲ 0.50% · 4.625%
HK$8,891
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,762/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,774
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,009
−HK$239/mo
Today · 4.125%
HK$9,248
baseline
▲ 0.50% · 4.625%
HK$9,735
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,496/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).