▼ 0.50% · 3.625%
HK$4,515
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$143/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$292/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$137/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$279/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$156/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$322/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,525
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$150/mo
Today · 4.125%
HK$5,823
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$307/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$11,646/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,417
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$171/mo
Today · 4.125%
HK$5,757
baseline
▲ 0.50% · 4.625%
HK$6,108
+HK$351/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$11,514/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$164/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,687
+HK$334/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$185/mo
Today · 4.125%
HK$6,237
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$379/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$12,474/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,529
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,704
−HK$178/mo
Today · 4.125%
HK$6,882
baseline
▲ 0.50% · 4.625%
HK$7,245
+HK$363/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$13,764/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,517
−HK$200/mo
Today · 4.125%
HK$6,717
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$408/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$13,434/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,031
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,220
−HK$191/mo
Today · 4.125%
HK$7,411
baseline
▲ 0.50% · 4.625%
HK$7,802
+HK$391/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$14,822/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,772
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,983
−HK$214/mo
Today · 4.125%
HK$7,197
baseline
▲ 0.50% · 4.625%
HK$7,634
+HK$437/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$14,394/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,534
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,736
−HK$205/mo
Today · 4.125%
HK$7,941
baseline
▲ 0.50% · 4.625%
HK$8,359
+HK$418/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$15,882/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,223
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,448
−HK$228/mo
Today · 4.125%
HK$7,676
baseline
▲ 0.50% · 4.625%
HK$8,143
+HK$467/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$15,352/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,036
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,251
−HK$219/mo
Today · 4.125%
HK$8,470
baseline
▲ 0.50% · 4.625%
HK$8,916
+HK$446/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$16,940/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,675
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,914
−HK$242/mo
Today · 4.125%
HK$8,156
baseline
▲ 0.50% · 4.625%
HK$8,652
+HK$496/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,312/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,538
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,767
−HK$232/mo
Today · 4.125%
HK$8,999
baseline
▲ 0.50% · 4.625%
HK$9,474
+HK$475/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$17,998/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,126
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,379
−HK$257/mo
Today · 4.125%
HK$8,636
baseline
▲ 0.50% · 4.625%
HK$9,161
+HK$525/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,272/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,040
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,283
−HK$246/mo
Today · 4.125%
HK$9,529
baseline
▲ 0.50% · 4.625%
HK$10,031
+HK$502/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,058/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).