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At today's rate and a 90% mortgage, the deposit on this unit is about HK$199K, with repayments around HK$8,675/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,350/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 159 Saleable ft²
- Gross Area
- 255 ft²
- Efficiency
- 62%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-24 | HK$2.95M | +41.8% 2.1y · 20.0%/yr |
| 2017-03-24 | HK$2.08M | +193.0% 7.4y · 26.0%/yr |
| 2009-10-28 | HK$710K | +14.5% |
| 2009-08-18 | HK$620K | +29.2% |
| 2000-05-08 | HK$480K | — |