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At today's rate and a 90% mortgage, the deposit on this unit is about HK$182K, with repayments around HK$7,943/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,886/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 143 Saleable ft²
- Gross Area
- 239 ft²
- Efficiency
- 60%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-03 | HK$2.18M | −16.2% 5.4y · −3.0%/yr |
| 2020-05-06 | HK$2.60M | +246.7% 12.8y · 19.0%/yr |
| 2007-07-13 | HK$750K | +56.2% |
| 2001-08-14 | HK$480K | — |