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At today's rate and a 90% mortgage, the deposit on this unit is about HK$200K, with repayments around HK$8,738/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,476/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 159 Saleable ft²
- Gross Area
- 284 ft²
- Efficiency
- 56%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-25 | HK$2.75M | +37.5% 4.9y · 8.0%/yr |
| 2016-12-02 | HK$2.00M | +56.2% 4.1y · 14.0%/yr |
| 2012-10-24 | HK$1.28M | +30.6% |
| 2011-02-22 | HK$980K | +127.9% |
| 2005-10-14 | HK$430K | −56.1% |
| 1997-09-02 | HK$980K | +25.6% |
| 1997-04-25 | HK$780K | — |