▼ 0.50% · 3.625%
HK$3,381
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$107/mo
Today · 4.125%
HK$3,593
baseline
▲ 0.50% · 4.625%
HK$3,812
+HK$219/mo
Deposit HK$741K · loan HK$741K · min. income ≈ HK$7,186/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,761
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,862
−HK$103/mo
Today · 4.125%
HK$3,965
baseline
▲ 0.50% · 4.625%
HK$4,173
+HK$208/mo
Deposit HK$741K · loan HK$741K · min. income ≈ HK$7,930/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,719
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$117/mo
Today · 4.125%
HK$3,952
baseline
▲ 0.50% · 4.625%
HK$4,193
+HK$241/mo
Deposit HK$667K · loan HK$815K · min. income ≈ HK$7,904/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$113/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$230/mo
Deposit HK$667K · loan HK$815K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$129/mo
Today · 4.125%
HK$4,312
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$262/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$8,624/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$122/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$251/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,395
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,532
−HK$139/mo
Today · 4.125%
HK$4,671
baseline
▲ 0.50% · 4.625%
HK$4,955
+HK$284/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$9,342/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,021
−HK$133/mo
Today · 4.125%
HK$5,154
baseline
▲ 0.50% · 4.625%
HK$5,426
+HK$272/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$10,308/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$149/mo
Today · 4.125%
HK$5,030
baseline
▲ 0.50% · 4.625%
HK$5,336
+HK$306/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,060/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,407
−HK$143/mo
Today · 4.125%
HK$5,550
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$293/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,100/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,071
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$160/mo
Today · 4.125%
HK$5,389
baseline
▲ 0.50% · 4.625%
HK$5,717
+HK$328/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,778/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,642
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,793
−HK$154/mo
Today · 4.125%
HK$5,947
baseline
▲ 0.50% · 4.625%
HK$6,260
+HK$313/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,894/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,578
−HK$171/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,018
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,179
−HK$164/mo
Today · 4.125%
HK$6,343
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$335/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,686/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,748
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,926
−HK$182/mo
Today · 4.125%
HK$6,108
baseline
▲ 0.50% · 4.625%
HK$6,480
+HK$372/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,216/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,394
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,566
−HK$174/mo
Today · 4.125%
HK$6,740
baseline
▲ 0.50% · 4.625%
HK$7,095
+HK$355/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,480/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,086
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$192/mo
Today · 4.125%
HK$6,467
baseline
▲ 0.50% · 4.625%
HK$6,861
+HK$394/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,934/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,770
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,952
−HK$184/mo
Today · 4.125%
HK$7,136
baseline
▲ 0.50% · 4.625%
HK$7,512
+HK$376/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,272/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).